21 Phipps Dr, West Haven, CT 06516 Property Records

West Haven City property record for 21 Phipps Dr, West Haven, CT 06516

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,650 sqft · built 1940
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jan 2007)
Tax Bill	$10,934 (2025)
Deeds & Mortgages	May 2019 Refinance Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WHAV M:0025 B:0072 L:0000`

Property Details

APN / Parcel Number

Primary APN	`WHAV M:0025 B:0072 L:0000`
Alternative APN	`976`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,650 sqft Living Area
Gross Area	3,537 sqft
1st Floor Area	1,644 sqft
Attic	Attic
Attic Area	884 sqft
Basement Area	364 sqft
Unfinished Basement	364 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	976
Street Address	21 PHIPPS DR
City	WEST HAVEN
State	CT
Zip	06516-7509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	72
Jurisdiction	WEST HAVEN CT
Township / Civil Division	WEST HAVEN
Census Block Group	2
Census Block	2008
Census Tract	154600

Owner

21 Phipps Dr is owned and occupied by two individuals who bought it in January 2007.

Source: West Haven City records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 PHIPPS DR, WEST HAVEN, CT 06516-7509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Apr 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2007 · Amount on File
Deed Sale	Jan 18, 2007 · Amount on File
Prior Sale	Mar 13, 1991 · Amount on File
Deed Book / Page	1509 / 659
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	21 PHIPPS DR, WEST HAVEN, CT 06516-7509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1839-62
Date	May 30, 2019
Book Page	1839/62

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	21 PHIPPS DR, WEST HAVEN, CT 06516-7509
Document Number	1795-1003
Book / Page	001795 / 001003
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PHIPPS DR WEST HAVEN CT 065167509, WEST HAVEN, CT 06516-7509

Mortgage

Document Number	1795-1003
Date	Aug 14, 2017
Book Page	001795/001003

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 13, 2042

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST HAVEN CT
Recording Date	Apr 20, 2017
Property Address	21 PHIPPS DR, WEST HAVEN, CT 06516-7509
Document Number	1788-472
Book / Page	001788 / 000472
Instrument Date	Mar 9, 2017
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PHIPPS DR WEST HAVEN CT 065167509, WEST HAVEN, CT 06516-7509

Tax Assessment & Valuation

The 2025 property tax bill for 21 Phipps Dr was $10,934.

Source: West Haven City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	West Haven City
Unified School District	West Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,934.00	$332,640 Land $116,830 Building $215,810	$475,200 Land $166,900 Building $308,300
2024	$10,934.00 (+37.99%)
2023	$7,924.00 (+1.82%)	$175,700 (-) Land $80,920 Building $94,780
2022	$7,782.00	$175,700 Land $80,920 Building $94,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Phipps Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21 Phipps Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

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