Chester County property record for 21 Pennswick Dr, Downingtown, PA 19335
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,440 sqft · built 2004 |
| Lot Size | 1.22 acres (53,378 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $457,500 (Aug 2019) |
| Tax Bill | $1,144 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-5-25.57 |
| Primary APN | 29-5-25.57 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,440 sqft Living Area |
| Gross Area | 3,840 sqft |
| Basement Area | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 53,378 sqft |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 21 PENNSWICK DR |
|---|---|
| City | DOWNINGTOWN |
| State | PA |
| Zip | 19335-4922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 1.2 AC & DWG LOT 21 |
| Legal Subdivision | SUTTON WOODS |
| Legal Lot Number | 21 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | WEST BRANDYWINE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 311404 |
21 Pennswick Dr is owned and occupied by two individuals who bought it in August 2019.
Source: Chester County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 PENNSWICK DR, DOWNINGTOWN, PA 19335-4922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL FEDERAL CREDIT UNION |
| Jan 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 27, 2019 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2019 · Amount on File |
| Deed Sale | Aug 27, 2019 · Amount on File |
| Prior Sale | Jun 21, 2004 · Amount on File |
| Deed Document Number | 201911684437 |
| Deed Book / Page | 9987 / 1878 |
| Prior Transfer Date | Jul 10, 2009 |
| Prior Transfer Doc | 0077471451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jul 15, 2026 |
| Property Address | 21 PENNSWICK DR, DOWNINGTOWN, PA 19335-4922 |
| Document Number | 0012132572 |
| Book / Page | 11617 / 371 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202612132572 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 21 PENNSWICK DR, DOWNINGTOWN, PA 19335-4922 |
| Document Number | 0012132572, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 11617/371 |
| Instrument | 202612132572 |
| Name | CITADEL FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 24, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.85% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 21 PENNSWICK DR, DOWNINGTOWN, PA 19335-4922 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 21 PENNSWICK DR, WEST BRADFORD, PA 19335-4922 |
| Document Number | 0107790517 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 10779/517 |
| Instrument | 11896926 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Aug 27, 2019 |
| Property Address | 21 PENNSWICK DR, DOWNINGTOWN, PA 19335-4922 |
| Document Number | 0099871878 |
| Book / Page | 009987 / 001878 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 11684437 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | PATRIOT LAND TRANSFER INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 PENNSWICK DR DOWNINGTOWN PA 193354922, DOWNINGTOWN, PA 19335-4922 |
| Document Number | 99871882 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 009987/001882 |
| Instrument | 11684438 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 26, 2049 |
The 2026 property tax bill for 21 Pennswick Dr was $1,144.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | West Brandywine Township |
| Unified School District | Coatesville Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,144.00 | $215,030 (-) Land $65,080 Building $149,950 | $217,780 (-) Land $65,080 Building $152,700 |
| 2025 | $215,030 (-) Land $65,080 Building $149,950 | $217,780 Land $65,080 Building $152,700 | |
| 2024 | $10,767.00 | $215,030 Land $65,080 Building $149,950 | |
| 1998 | $217,780 Land $65,080 Building $152,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 21 Pennswick Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Pennswick Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA FRIENDSHIP private · serves 8,800 people · EPA ID PA1150137 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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