Worcester County and Upton Town property record for 21 Pearl St, Upton, MA 01568
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,385 sqft · built 2008 |
| Lot Size | 8.33 acres (362,855 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $514,800 (Feb 2016) |
| Tax Bill | $12,239 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:021 B:L:059-02 |
| Primary APN | M:021 B:L:059-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 3,385 sqft Living Area |
| Gross Area | 6,233 sqft |
| 1st Floor Area | 3,385 sqft |
| Basement Area | 2,761 sqft |
| Unfinished Basement | 2,761 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 362,855 sqft (8.33 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 21 PEARL ST |
|---|---|
| City | UPTON |
| State | MA |
| Zip | 01568-1221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Legal Lot Number | 59.02 |
| Jurisdiction | UPTON MA |
| Township / Civil Division | UPTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 743100 |
Source: Worcester County and Upton Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 PEARL ST, UPTON, MA 01568-1221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| May 23, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MILFORD FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2016 · Amount on Record |
| Deed Sale | Feb 1, 2016 · Amount on Record |
| Prior Sale | Jan 8, 2013 · Amount on Record |
| Deed Book / Page | 54890 / 221 |
| Transfer Doc | 054890-221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPTON MA |
| Property Address | 21 PEARL ST, UPTON, MA 01568-1221 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 066116-190 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 66116/190 |
| Instrument | 132657 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPTON MA |
| Property Address | 21 PEARL ST, UPTON, MA 01568-1221 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 069163-158 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 69163/158 |
| Instrument | 39510 |
| Name | MILFORD FSB |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2043 |
Source: Worcester County and Upton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Upton Town |
| Unified School District | Mendon-Upton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,239.00 (+0.68%) | $935,700 (+1.22%) Land $308,400 Building $627,300 | $975,535 (+1.33%) |
| 2025 | $12,156.00 (+10.18%) | $924,400 (+14.62%) Land $308,400 Building $616,000 | $962,730 (+7.25%) |
| 2024 | $11,033.00 (+31.91%) | $806,500 (+33.75%) Land $284,400 Building $522,100 | $897,655 |
| 2023 | $8,364.00 | $603,000 Land $244,400 Building $358,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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