York County and Saco City property record for 21 Pearl St, Saco, ME 04072
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 2,248 sqft · built 1858 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,000 (Jul 2005) |
| Tax Bill | $4,473 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | G0407R |
| Primary APN | G0407R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,248 sqft Living Area |
| Gross Area | 4,520 sqft |
| 1st Floor Area | 1,806 sqft |
| Basement Area | 1,806 sqft |
| Unfinished Basement | 1,806 sqft |
| Year Built | Built 1858 |
|---|---|
| Effective Year Built | Effective 1858 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | G0407R |
|---|---|
| Street Address | 21 PEARL ST |
| City | SACO |
| State | ME |
| Zip | 04072-2737 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | HDR |
| Legal Lot Number | 170 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 5301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
21 Pearl St, a duplex, is owned by an individual who bought it in July 2005.
Source: York County and Saco City records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 WASHINGTON AVE, SCARBOROUGH, ME 04074-9782 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2005 · Amount on File |
| Deed Sale | Jul 7, 2005 · Amount on File |
| Deed Document Number | 200537738 |
| Deed Book / Page | 14522 / 415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 21 PEARL ST, SACO, ME 04072-2737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0174940227 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 17494/0227 |
| Instrument | 2017022685 |
| Name | BANGOR SAVINGS BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 15, 2032 |
The 2025 property tax bill for 21 Pearl St was $4,473, up 1.8% from the year before.
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,473.00 (+1.75%) | $315,000 (+0.67%) Land $88,600 Building $226,400 |
| 2024 | $4,396.00 | $312,900 Land $88,600 Building $224,300 |
| 2022 | $3,880.00 | $211,700 Land $67,500 Building $144,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 21 Pearl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Pearl St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Premium Choice Broadband.
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