21 Par Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 21 Par Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,865 sqft · built 2018
Lot Size	0.608 acres (26,500 sqft)
Owner	2 Trust Names on File
Last Sale	$440,000 (Jan 2026)
Tax Bill	$1,827 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`08113 1 12C`

Property Details

APN / Parcel Number

Primary APN	`08113 1 12C`
Alternative APNs	`167605` `185172`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,865 sqft Heated Area
Gross Area	2,689 sqft
1st Floor Area	1,865 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,500 sqft (0.608 acres)
Lot Dimensions	250 ft deep x 106 ft wide
Garage Type	Finished
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	185172
Street Address	21 PAR DR
City	GRANITE FALLS
State	NC
Zip	28630-8661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1976 PG 734 YR 2019 ST 620.00
Legal Subdivision	THE GREENS
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2010
Census Tract	31301

Owner

21 Par Dr is owner-occupied and held in a trust since January 2026.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	21 PAR DR, GRANITE FALLS, NC 28630-8661
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · VA Mortgage CAKE MORTGAGE CORP
Mar 30, 2023	Deed of Trust, Mortgage · VA Mortgage CONTOUR MORTGAGE CORP
Feb 28, 2024	Deed of Trust, Mortgage · VA Mortgage EQUITY PRIME MORTGAGE LLC
Jan 30, 2026	Public Action, Foreclosure · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP
Nov 22, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Dec 13, 2018	Deed of Trust, Mortgage GREENBERG TRUST (PT)
Jun 28, 2018	Deed of Trust, Mortgage GREENBURG TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Nov 22, 2019 · Amount on File
Deed Document Number	202610115297
Deed Book / Page	2155 / 1892
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	21 PAR DR, GRANITE FALLS, NC 28630-8661
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020542090
Date	Apr 27, 2022
Book Page	2054/2090
Instrument	10071598

Lender

Name	CAKE MORTGAGE CORP
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	21 PAR DR, GRANITE FALLS, NC 28630-8661
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020800467
Date	Mar 30, 2023
Book Page	2080/467
Instrument	10082870

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	21 PAR DR, GRANITE FALLS, NC 28630-8661
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021031115
Date	Feb 28, 2024
Book Page	2103/1115
Instrument	10093319

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	5 CONCOURSE PKWY STE 2250, ATLANTA, GA 30328

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

January 2026: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CALDWELL NC
Recording Date	Jan 30, 2026
Property Address	21 PAR DR, GRANITE FALLS, NC 28630-8661
Document Number	0021551892
Book / Page	2155 / 1892
Map Reference	MB 18 PG 11 & 12
Instrument Date	Jan 29, 2026
Instrument	10115297
Transaction Type	Foreclosure
Record Updated	Apr 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2825 SWEEPING PINE LN, DENVER, NC 28037-6500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PAR DR, GRANITE FALLS, NC 28630-8661

Mortgage

Document Number	0010115298
Date	Jan 30, 2026
Instrument	10115298

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	21 PAR DR, GRANITE FALLS, NC 28630-8661
Document Number	0010048420
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PAR DR GRANITE FALLS NC 286308661, GRANITE FALLS, NC 28630-8661

Mortgage

Document Number	0010048420
Date	Sep 18, 2020
Book Page	001998/001941
Instrument	10048420

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Nov 22, 2019
Property Address	21 PAR DR, GRANITE FALLS, NC 28630-8661
Document Number	0010038857
Book / Page	001976 / 000734
Instrument Date	Nov 19, 2019
Instrument	10038857
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PAR DR GRANITE FALLS NC 286308661, GRANITE FALLS, NC 28630-8661

Mortgage

Document Number	10038858
Date	Nov 22, 2019
Book Page	001976/000736
Instrument	10038858

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	21 PAR DR, GRANITE FALLS, NC 28630-8661
Document Number	0010028578
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2359 US HIGHWAY 70 SE #311 HICKORY NC 286028300, 311, HICKORY, NC 28602-8300

Mortgage

Document Number	0010028578
Date	Dec 13, 2018
Book Page	001954/001106
Instrument	10028578

Lender

Name	GREENBERG TRUST (PT)
Address	12500 PINE VALLEY CLUB DR, CHARLOTTE, NC 28277-4003

Agreement

Amount	Amount on Record
Term	24 Months
Due	Dec 12, 2020

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	21 PAR DR, GRANITE FALLS, NC 28630-8661
Document Number	0000010838
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2359 US HIGHWAY 70 SE #311 HICKORY NC 286028300, 311, HICKORY, NC 28602-8300

Mortgage

Document Number	0000010838
Date	Jun 28, 2018
Book Page	003460/000390
Instrument	10838

Lender

Name	GREENBURG TRUST (PT)
Address	12500 PINE VALLEY CLUB DR, CHARLOTTE, NC 28277-4003

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 27, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 21 Par Dr was $1,827, down 33.4% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,827.00 (-33.42%)	$432,800 (-) Land $29,000 Building $403,800
2025	$2,744.00 (+86.41%)	$432,800 Land $29,000 Building $403,800	$432,800 Land $29,000 Building $403,800
2024	$1,472.00
2023		$275,900 (-) Land $29,000 Building $246,900	$275,900 (-) Land $29,000 Building $246,900
2022	$1,443.00	$275,900 Land $29,000 Building $246,900	$275,900 Land $29,000 Building $246,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Par Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Par Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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