21 Palmetto Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 21 Palmetto Dr, Ormond Beach, FL 32176 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 700 sqft · built 1954
Lot Size	0.161 acres (7,006 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Jul 2018)
Tax Bill	$2,607 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4203-14-00-1270`

Property Details

APN / Parcel Number

Primary APN	`4203-14-00-1270`
Alternative APNs	`03143214001270` `3027337.0` `3027337`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	700 sqft Living Area
Gross Area	890 sqft
1st Floor Area	700 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2022
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,006 sqft (0.161 acres)
Lot Dimensions	113 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	190 sqft

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	318 sqft
Patio Area	130 sqft
Shed	1 Shed
Shed Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3027337
Street Address	21 PALMETTO DR
City	ORMOND BEACH
State	FL
Zip	32176-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 127 ORMOND BY THE SEA PLAT 7 MB 23 PG 20 PER OR 5030 PG 2658 PER OR 5196 PG 4107 PER OR 5482 PG 1209 PER OR 7578 PG 1232
Legal Range	32E
Legal Township	14S
Legal Section	03
Legal Subdivision	ORMOND BY THE SEA
Legal Tract	14
Legal Lot Number	127
Jurisdiction	VOLUSIA FL
Township / Civil Division	NORTH PENINSULA
Census Block Group	2
Census Block	2013
Census Tract	80300

Owner

Source: Volusia County records · APN 4203-14-00-1270

Assessment roll updated March 16, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 PALMETTO DR, ORMOND BEACH, FL 32176-3516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Jan 28, 2005 · Amount on Record
Deed Document Number	2018153938
Deed Book / Page	7578 / 1232
Prior Transfer Date	Aug 20, 2003
Prior Transfer Doc	5196004107
Record Updated	Jun 08, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 31, 2018
Property Address	21 PALMETTO DR, ORMOND BEACH, FL 32176-3516
Document Number	0075781232
Book / Page	7578 / 1232
Map Reference	MB 23 PG 20
Instrument Date	Jul 16, 2018
Instrument	2018-153938
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	ADAMS CAMERON TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$812.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1415 N GRANDVIEW AVE, 1415, DAYTONA BEACH, FL 32118-3513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PALMETTO DR, ORMOND BEACH, FL 32176-3516

Mortgage

Document Number	2018153939
Date	Jul 31, 2018
Instrument	2018-153939

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,234 (+2.7%)	$246,942 (-0.01%) Land $119,133 Building $127,809
2025	$2,607.00 (+5.16%) Homeowner's exemption	$169,654 (+5.99%)	$246,977 (+0.64%) Land $119,133 Building $127,844
2023	$2,479.00 (+3.59%) Homeowner's exemption	$160,071 (+3.7%)	$245,402 (+22.99%) Land $109,694 Building $135,708
2022	$2,393.00 Homeowner's exemption	$154,360	$199,535 Land $87,885 Building $111,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270803002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 103 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 units insured (112 under condo master policies) 70 of 103 individual policies on primary residences
Nearby Flood Claims	86 (1979–2024)
Claims Outside the SFHA	77 of 86
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Flood Events	Hurricane Milton (Oct 2024), 14 claims Hurricane Matthew (Oct 2016), 7 claims Tropical Storm Gordon Tornadoes Flooding Rainfall (Nov 1994), 18 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.