21 Paddock Dr, Lincoln, RI 02865 Property Records

Providence City property record for 21 Paddock Dr, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,818 sqft · built 2005
Lot Size	1.2 acres (52,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,280,000 (Jun 2016)
Tax Bill	$21,967 (2025)
Deeds & Mortgages	Mar 2019 Refinance Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`12-32963-27`

Property Details

APN / Parcel Number

Primary APN	`12-32963-27`
Alternative APN	`LINC M:42 L:229.0 U`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,818 sqft Living Area
Gross Area	9,269 sqft
1st Floor Area	2,466 sqft
Basement Area	2,466 sqft
Unfinished Basement	2,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	52,577 sqft (1.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12-32963-27
Street Address	21 PADDOCK DR
City	LINCOLN
State	RI
Zip	02865-4944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA40
Legal Lot Number	229.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2018
Census Tract	11600

Owner

Source: Providence City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 PADDOCK DR, LINCOLN, RI 02865-4944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BRISTOL COUNTY SAVINGS BANK
Dec 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BRISTOL COUNTY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2016 · Amount on Record
Deed Sale	Jun 2, 2016 · Amount on Record
Prior Sale	Aug 20, 2007 · Amount on Record
Deed Book / Page	2001 / 174
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	21 PADDOCK DR, LINCOLN, RI 02865-4944
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2162-273
Date	Mar 22, 2019
Book Page	2162/273
Instrument	749

Lender

Name	BRISTOL COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2039

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	21 PADDOCK DR, LINCOLN, RI 02865-4944
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2294-104
Date	Dec 9, 2020
Book Page	2294/104
Instrument	20200000005039

Lender

Name	BRISTOL COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$21,967.00 (+2.24%)	$1,624,800 (+24.71%) Land $317,500 Building $1,307,300
2023	$21,485.00	$1,302,900 Land $302,200 Building $1,000,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,075 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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