St. Johns County property record for 21 Oxbow Bend, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,257 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Attached, 484 sqft |
| Last Sale | $499,000 (2025) |
| Tax Bill | $1,718.00 (2025) |
| Primary APN | 023713-0660 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 2,257 sqft Living Area |
| Gross Area | 2,861 sqft Gross Area |
| 1st Floor | 1,366 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 120 sqft Patio |
| Porch Area | 190 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 21 OXBOW BND |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-9001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 82/79-85 CREEKSIDE AT TWIN CREEKS PHASE 1B LOT 66 OR6171/1265 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 11 |
| Legal Subdivision | CREEKSIDE AT TWIN CREEKS PHASE 1B |
| Legal Phase | 1B |
| Legal Lot Number | 66 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2032 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023713-0660
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12243 SAWGRASS RESERVE BLVD, ORLANDO, FL 32824-7329 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 04, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jun 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Jul 27, 2020 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on Record |
| Deed Sale | Jun 24, 2025 · Amount on Record |
| Prior Sale | Jul 27, 2020 · Amount on Record |
| Deed Doc Number | 202549691 |
| Deed Book / Page | 6171 / 1265 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 21 OXBOW BND, SAINT AUGUSTINE, FL 32095-9001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 21 OXBOW BND, SAINT AUGUSTINE, FL 32095-9001 |
| Document Number | 0052560664 |
|---|---|
| Date | May 04, 2021 |
| Book Page | 5256/664 |
| Instrument | 2021050113 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 24, 2025 |
| Property Address | 21 OXBOW BND, SAINT AUGUSTINE, FL 32095-9001 |
| Document Number | 0061711265 |
| Book / Page | 6171 / 1265 |
| Map Reference | MB 82 PG 79 |
| Instrument Date | Jun 18, 2025 |
| Instrument | 2025049691 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,493.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 OXBOW BND, SAINT AUGUSTINE, FL 32095-9001 |
| Name | Verified Name |
|---|---|
| Address | 12243 SAWGRASS RESERVE BLVD, ORLANDO, FL 32824-7329 |
| Document Number | 0061711267 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | 6171/1267 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 27, 2020 |
| Property Address | 21 OXBOW BND, SAINT AUGUSTINE, FL 32095-9001 |
| Document Number | 0049981555 |
| Book / Page | 4998 / 1555 |
| Map Reference | MB 82 PG 79 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020060416 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,453.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 21 OXBOW BND, SAINT AUGUSTINE, FL 32095-9001 |
| Document Number | 49981559 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 4998/1559 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,793 (+16.04%) | $395,311 (-2.19%) Land $90,000 Building $305,311 | |
| 2025 | $1,718.00 (-65.02%) Disabled Person's exemption Veteran's exemption | $314,363 (+2.9%) | $404,146 (-2.88%) Land $95,000 Building $309,146 |
| 2024 | $4,912.00 (+0.76%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $305,503 (+3%) | $416,123 (+17.42%) Land $95,000 Building $321,123 |
| 2023 | $4,875.00 (+2.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $296,605 (+3%) | $354,377 (+2.47%) Land $95,000 Building $259,377 |
| 2022 | $4,773.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $287,966 | $345,847 Land $84,000 Building $261,847 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,064 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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