21 Overhill Rd, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 21 Overhill Rd, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,045 sqft · built 1975
Lot Size	0.344 acres (14,976 sqft)
Owner	2 Individual Names on File
Last Sale	$533,000 (Jun 2021)
Tax Bill	$10,185 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`37-00142-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`37-00142-0000-00033`
Alternative APNs	`37001801D00008` `370014200033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,045 sqft Living Area
1st Floor Area	2,045 sqft
Basement Area	705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Other
Lot Area	14,976 sqft (0.344 acres)
Lot Dimensions	144 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	37001801D00008
Street Address	21 OVERHILL RD
City	OCEAN
State	NJ
Zip	07712-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Subdivision	MIDDLEBROOK/MONMOUTH SEC #3
Legal Block	142
Legal Lot Number	33
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2004
Census Tract	806504

Owner

21 Overhill Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 OVERHILL RD, OCEAN, NJ 07712-3440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 7, 2021	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Deed Document Number	202190223
Deed Book / Page	9517 / 9376
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	21 OVERHILL RD, OCEAN, NJ 07712-3440
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 OVERHILL RD, OCEAN, NJ 07712-3440

Mortgage

Document Number	0096162903
Date	Sep 20, 2022
Book Page	9616/2903
Instrument	2022095761

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 8, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 7, 2021
Property Address	21 OVERHILL RD, OCEAN, NJ 07712-3440
Document Number	0095179376
Book / Page	9517 / 9376
Instrument Date	May 7, 2021
Instrument	2021090223
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	OCEANVIEW TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,491.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2938 WAVERLEY ST, 2938, PALO ALTO, CA 94306-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 OVERHILL RD, OCEAN, NJ 07712-3440

Mortgage

Document Number	2021090224
Date	Jun 7, 2021
Instrument	2021090224

Lender

Name	ADVISORS MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 21 Overhill Rd was $10,185, up 9.2% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$784,400 (+6.2%) Land $444,700 Building $339,700	$784,400 (+6.2%) Land $444,700 Building $339,700
2025	$10,185.00 (+9.19%)	$738,600 Land $458,900 Building $279,700	$738,600 Land $458,900 Building $279,700
2024	$9,328.00
2023		$485,500 Land $259,400 Building $226,100	$485,500 Land $259,400 Building $226,100
2022	$8,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Overhill Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2010–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Overhill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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