21 Overhill Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 21 Overhill Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,669 sqft · built 1981
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,550,000 (Dec 2023)
Tax Bill	$37,827 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 153-14-1-4`

Property Details

APN / Parcel Number

Primary APN	`551400 153-14-1-4`
Alternative APN	`140015301400010040000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,669 sqft Living Area
1st Floor Area	1,344 sqft
2nd Floor Area	1,325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	21 OVERHILL AVE
City	RYE
State	NY
Zip	10580-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	MAP OF PENINGO TERRACE AT MILTON POINT
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2010
Census Tract	7600

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 OVERHILL AVE, RYE, NY 10580-3134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Nov 29, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Jan 5, 2007 · Amount on Record
Deed Document Number	20233627
Record Updated	Oct 29, 2026

December 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 12, 2023
Property Address	21 OVERHILL AVE, RYE, NY 10580-3134
Document Number	0633313627
Instrument Date	Dec 1, 2023
Instrument	633313627
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	FUTURE TITLE AGENCY INC, FUTURE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 OVERHILL AVE, RYE, NY 10580-3134

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 MILTON ST # 1, 1, BROOKLYN, NY 11222-2502

Mortgage

Document Number	0633393193
Date	Dec 12, 2023
Instrument	633393193

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	21 OVERHILL AVE, RYE, NY 10580-3134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0573333368
Date	Nov 29, 2017
Instrument	573333368

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$37,827.00 (+37.46%)
2025	$27,519.00	$29,600 (-) Land $6,250 Building $23,350	$2,508,475 (+6.78%) Land $529,661 Building $1,978,814
2024		$29,600 (-) Land $6,250 Building $23,350	$2,349,207 (+2.38%) Land $496,032 Building $1,853,175
2023		$29,600 (-) Land $6,250 Building $23,350	$2,294,574 (+13.95%) Land $484,496 Building $1,810,078
2022		$29,600 Land $6,250 Building $23,350	$2,013,605 Land $425,170 Building $1,588,435

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Nearby Flood Policies	134 in force
Nearby Flood Claims	356 (1978–2024)
Claims Outside the SFHA	94 of 356
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 59 claims Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 41 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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