21 Overbrook Rd, Gates (Rochester), NY 14624 Property Records

Monroe County and Gates Town property record for 21 Overbrook Rd, Gates, NY 14624

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,523 sqft · built 1946
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,785 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`262600 134.10-2-48`

Property Details

APN / Parcel Number

Primary APN	`262600 134.10-2-48`
Alternative APNs	`26001341000002048000` `01323590000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,523 sqft Living Area
1st Floor Area	886 sqft
2nd Floor Area	418 sqft
Upper Floors Area	219 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	128 ft deep x 86.2 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01323590000
Street Address	21 OVERBROOK RD
City	GATES
State	NY
Zip	14624-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0042- 1-02 4000 AC T TRESSMAR 1 L9 P28
Legal Block	2
Legal Lot Number	48.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	3
Census Block	3002
Census Tract	14400

Owner

Source: Monroe County and Gates Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 OVERBROOK RD, GATES, NY 14624-3417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	21 OVERBROOK RD, GATES, NY 14624-3417
Transaction Type	Mortgage
Record Updated	Dec 19, 2022
Title Company	STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001025
Date	Nov 30, 2022
Book Page	30145/324
Instrument	202211301025

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	21 OVERBROOK RD, GATES, NY 14624-3417
Document Number	0000000469
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 OVERBROOK RD GATES NY 146243417, GATES, NY 14624-3417

Mortgage

Document Number	0000000469
Date	Oct 18, 2019
Book Page	028239/000620
Instrument	469

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 17, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,785.00 (+36%) Homeowner's exemption Senior Citizen's exemption
2025	$4,989.00 (+3.68%)	$213,200 (+78.26%) Land $32,400 Building $180,800	$213,200 (+47.95%) Land $32,400 Building $180,800
2023		$119,600 (-) Land $21,900 Building $97,700	$144,100 (+9.67%) Land $26,386 Building $117,714
2022		$119,600 Land $21,900 Building $97,700	$131,400 Land $24,061 Building $107,339
2021	$4,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2011)
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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