21 Orchard Rd, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 21 Orchard Rd, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,449 sqft · built 1960
Lot Size	0.301 acres (13,125 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jul 2014)
Tax Bill	$11,221 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00080-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`10-00080-0000-00034`
Alternative APN	`100008000034`

Interior

Stories	1 Story
Building Area	1,449 sqft Living Area
1st Floor Area	1,449 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	13,125 sqft (0.301 acres)
Lot Dimensions	175 ft deep x 75 ft wide

Location & Zoning

Street Address	21 ORCHARD RD
City	MIDDLESEX
State	NJ
Zip	08846-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	75X175
Legal Subdivision	JOHN H MAXWELL
Legal Block	80
Legal Lot Number	34
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2000
Census Tract	101

Owner

21 Orchard Rd is owned and occupied by an individual who bought it in July 2014.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	21 ORCHARD RD, MIDDLESEX, NJ 08846-1344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2014 · Amount on File
Deed Sale	Jul 14, 2014 · Amount on File
Deed Document Number	20141
Deed Book / Page	6589 / 781
Prior Transfer Date	Jan 30, 2014
Prior Transfer Doc	0000001534
Record Updated	Sep 20, 2026

April 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 12, 2023
Property Address	21 ORCHARD RD, MIDDLESEX, NJ 08846-1344
Document Number	0000021461
Book / Page	19188 / 1480
Instrument Date	Mar 29, 2023
Instrument	2023021461
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	MEGA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,791.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 GRANT ST, PERTH AMBOY, NJ 08861-4532

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	219 GRANT ST, PERTH AMBOY, NJ 08861-4532

Mortgage

Document Number	0000021462
Date	Apr 12, 2023
Instrument	2023021462

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 21 Orchard Rd was $11,221, up 15.1% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,500 (+2.87%) Land $154,300 Building $390,200	$544,500 (+2.87%) Land $154,300 Building $390,200
2025	$11,221.00 (+15.11%)	$529,300 Land $154,300 Building $375,000	$529,300 Land $154,300 Building $375,000
2024	$9,748.00
2023		$421,300 Land $154,300 Building $267,000	$421,300 Land $154,300 Building $267,000
2022	$10,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Orchard Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Orchard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20