21 Opal Ave, Spencer, ID 83446 Property Records

Clark County property record for 21 Opal Ave, Spencer, ID 83446

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,768 sqft · built 1980
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Sep 2021)
Tax Bill	$515 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2022 Line of Credit + 2 more
APN	`RPS00000232441A`

Property Details

APN / Parcel Number

Primary APN	`RPS00000232441A`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,768 sqft Finished Area
1st Floor Area	1,768 sqft
Basement Area	884 sqft
Finished Basement	884 sqft
Great Room	Great Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2010
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	158 ft deep x 145 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	21 OPAL AVE
City	SPENCER
State	ID
Zip	83446-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 23 TWP 12 RGE 36 TAX #404;
Legal Range	36
Legal Township	12
Legal Section	23
Jurisdiction	CLARK ID
Township / Civil Division	EAST CLARK
Census Block Group	1
Census Block	1282
Census Tract	950100

Owner

Source: Clark County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 OPAL AVE, SPENCER, ID 83446-5002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage CONNECTIONS CU
Sep 30, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Aug 3, 2006
Deed Document Number	202158556
Prior Transfer Date	Sep 27, 2021
Prior Transfer Doc	0000058555
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK ID
Property Address	21 OPAL AVE, SPENCER, ID 83446-5002
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	FIRST AMERICAN TITLE RIGBY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058903
Date	Apr 25, 2022
Instrument	58903

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK ID
Property Address	21 OPAL AVE, SPENCER, ID 83446-5002
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058903
Date	Apr 12, 2022
Instrument	58903

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK ID
Recording Date	Sep 28, 2021
Property Address	21 OPAL AVE, SPENCER, ID 83446-5002
Document Number	58556
Instrument Date	Sep 27, 2021
Instrument	58556
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RIGBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 OPAL AVE, SPENCER, ID 83446-5002

Mortgage

Document Number	58557
Date	Sep 28, 2021
Instrument	58557

Lender

Name	CONNECTIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2026

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLARK ID
Recording Date	Sep 30, 2019
Property Address	21 OPAL AVE, SPENCER, ID 83446-5002
Document Number	57612
Instrument Date	Sep 30, 2019
Instrument	57612
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 E PARRI DR, IDAHO FALLS, ID 83401-5625

Tax Assessment & Valuation

Source: Clark County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Clark County
Municipality	Spencer City
Unified School District	Clark County School District 161 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,570 (-14.07%) Land $13,260 Building $155,310	$168,570 (-14.07%) Land $13,260 Building $155,310
2025	$515.00 (-0.19%) Homeowner's exemption	$196,180 (+1.45%) Land $13,260 Building $182,920	$196,180 (+1.45%) Land $13,260 Building $182,920
2024	$516.00
2023	Homeowner's exemption	$193,380 Land $13,260 Building $180,120	$193,380 Land $13,260 Building $180,120
2022	$1,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 40% of Idaho
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mud Lake Telephone Cooperative Association DSL · Fiber in parts of the area	25 / 3

Cell Coverage

4G LTE only, no 5G reported

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