21 Oneida St, Cranston, RI 02920 Property Records

Cranston City property record for 21 Oneida St, Cranston, RI 02920

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 2,224 sqft · built 1934
Lot Size0.098 acres (4,280 sqft)
OwnerIndividual Name on File
Last Sale$314,000 (Jan 2019)
Tax Bill$5,845 (2025)
Deeds & MortgagesJun 2026 Mortgage
May 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNCRAN M:7-4 L:3161 U

Property Details

APN / Parcel Number

Primary APNCRAN M:7-4 L:3161 U
Alternative APNs
  • M:7=4 L:3161 U
  • 14328875

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,224 sqft Living Area
Gross Area4,700 sqft
1st Floor Area1,112 sqft
AtticAttic
Attic Area1,196 sqft
Basement Area512 sqft
Unfinished Basement512 sqft

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,280 sqft (0.098 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number14328875
Street Address21 ONEIDA ST
CityCRANSTON
StateRI
Zip02920-7310
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeM2
Legal Lot Number3161
JurisdictionCRANSTON RI
Township / Civil DivisionCRANSTON
Census Block Group3
Census Block3049
Census Tract14100

Owner

21 Oneida St, a duplex, is owned and occupied by an individual who bought it in January 2019.

Source: Cranston City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address21 ONEIDA ST, CRANSTON, RI 02920-7310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC
May 27, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 15, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
NORTHPOINTE BANK
Dec 11, 2020Deed of Trust, Mortgage · Second Mortgage (Down Payment)
SECRETARY HOUSING URBAN DEVELOPMENT
Jan 31, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
NORTHPOINTE BANK
Apr 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
PAWTUCKET CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2019 · Amount on File
Deed SaleJan 31, 2019 · Amount on File
Prior SaleMay 31, 2000 · Amount on File
Deed Book / Page5719 / 136
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRANSTON RI
Recording DateJun 1, 2026
Property Address21 ONEIDA ST, CRANSTON, RI 02920-7310
Document NumberLR7105-232
Book / Page7105 / 232
Instrument DateMay 23, 2026
Instrument202647170
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 ONEIDA ST, CRANSTON, RI 02920-7310

Mortgage

Document Number0000047170,
DateJun 1, 2026
Book Page7105/232
Instrument202647170
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2046
Interest
Rate6.23%
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRANSTON RI
Property Address21 ONEIDA ST, CRANSTON, RI 02920-7310
Transaction TypeMortgage
Record UpdatedJun 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006496-25
DateMay 27, 2022
Book Page6496/25
Instrument67640
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term349 Months
DueJun 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRANSTON RI
Property Address21 ONEIDA ST, CRANSTON, RI 02920-7310
Transaction TypeMortgage
Record UpdatedApr 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6197-198
DateMar 15, 2021
Book Page6197/198
Instrument44080
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term361 Months
DueApr 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRANSTON RI
Property Address21 ONEIDA ST, CRANSTON, RI 02920-7310
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6118-338
DateDec 11, 2020
Book Page6118/338
Instrument165920
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term349 Months
DueJan 1, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRANSTON RI
Recording DateJan 31, 2019
Property Address21 ONEIDA ST, CRANSTON, RI 02920-7310
Document Number5719-136
Book / Page5719 / 136
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5719138
DateJan 31, 2019
Instrument5719/138
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRANSTON RI
Property Address21 ONEIDA ST, CRANSTON, RI 02920-7310
Document Number5404-99
Book / Page005404 / 000099
Instrument DateApr 26, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5404-99
DateMay 1, 2017
Book Page005404/000099
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 30, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 21 Oneida St was $5,845.

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCranston City
Unified School DistrictCranston School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,845.00$421,100 Land $104,600 Building $316,500$557,333
2023$5,128.00 (+2.11%)$271,300 (-) Land $45,900 Building $225,400
2022$5,022.00$271,300 Land $45,900 Building $225,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Oneida St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21 Oneida St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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