Buncombe County property record for 21 Oneida Rd, Swannanoa, NC 28778
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 1 ba · 860 sqft · built 1953 |
| Lot Size | 3.94 acres (171,626 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,426 (2025) |
| Deeds & Mortgages | Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9780-44-4493-00000 |
| Primary APN | 9780-44-4493-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 860 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Conventional |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 171,626 sqft (3.94 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 66 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 21 ONEIDA RD |
|---|---|
| City | SWANNANOA |
| State | NC |
| Zip | 28778 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | DEED DATE:12/19/2022 DEED |
| Legal Description | DEED DATE:12/19/2022 DEED:6284-0683 PLAT:0077-0197 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | SWANNANOA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 3004 |
21 Oneida Rd, a residential property, is held in a trust since December 2022.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 510 MERRIMON AVE, ASHEVILLE, NC 28804-3408 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2022 |
| Deed Sale | Dec 19, 2022 |
| Deed Document Number | 0006284683 |
| Prior Transfer Date | Dec 7, 2022 |
| Prior Transfer Doc | 0006281592 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 7, 2022 |
| Property Address | 21 ONEIDA RD, SWANNANOA, NC 28778-9121 |
| Document Number | 0062810592 |
| Book / Page | 6281 / 592 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 510 MERRIMON AVE, ASHEVILLE, NC 28804-3408 |
The 2025 property tax bill for 21 Oneida Rd was $2,426.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,426.00 | $344,300 | |
| 2021 | $344,300 Land $82,800 Building $261,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Oneida Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 16 (2021–2024) |
| Claims Outside the SFHA | 10 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Oneida Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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