Hampden County and Springfield City property record for 21 Old Point St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,528 sqft · built 1925 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $198,500 (Mar 2020) |
| Tax Bill | $4,179 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance Mar 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:09275 P:0016 |
| Primary APN | SPRI S:09275 P:0016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,001 sqft (0.115 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 92750016 |
|---|---|
| Street Address | 21 OLD POINT ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 801501 |
Source: Hampden County and Springfield City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 OLD POINT ST, SPRINGFIELD, MA 01109-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ARRHA CREDIT UNION |
| Mar 11, 2020 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK |
| Sep 12, 2019 | Warranty Deed, Transfer LIMA ONE CAP |
| Feb 7, 2019 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2020 · Amount on Record |
| Deed Sale | Mar 11, 2020 · Amount on Record |
| Prior Sale | Sep 12, 2019 · Amount on Record |
| Deed Document Number | 202013473 |
| Deed Book / Page | 23123 / 319 |
| Prior Transfer Date | Sep 8, 2019 |
| Prior Transfer Doc | 22849-246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 21 OLD POINT ST, SPRINGFIELD, MA 01109-1719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024485-551 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 24485/551 |
| Instrument | 20882 |
| Name | ARRHA CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Mar 11, 2020 |
| Property Address | 21 OLD POINT ST, SPRINGFIELD, MA 01109-1719 |
| Document Number | 23123-319 |
| Book / Page | 23123 / 319 |
| Instrument Date | Mar 4, 2020 |
| Instrument | 13473 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 OVERLOOK DR, SPRINGFIELD, MA 01118-1120 |
| Document Number | 13474 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 13474 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Sep 12, 2019 |
| Property Address | 21 OLD POINT ST, SPRINGFIELD, MA 01109-1719 |
| Document Number | 22849-246 |
| Book / Page | 022849 / 000246 |
| Instrument Date | Sep 8, 2019 |
| Instrument | 52283 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $558.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10 SPICER ST PROVIDENCE RI 029051417, PROVIDENCE, RI 02905-1417 |
| Document Number | 22849-249 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 022849/000249 |
| Instrument | 52284 |
| Name | LIMA ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Feb 7, 2019 |
| Property Address | 21 OLD POINT ST, SPRINGFIELD, MA 01109-1719 |
| Document Number | 22548-375 |
| Book / Page | 022548 / 000375 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 6881 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 26, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $457.84 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2100 E ELLIOT RD TEMPE AZ 852841806, TEMPE, AZ 85284-1806 |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,179.00 (+13.47%) | $266,500 (+23.38%) Land $39,000 Building $227,500 | $287,565 (+1.61%) |
| 2024 | $283,005 | ||
| 2023 | $3,683.00 | $216,000 Land $29,500 Building $186,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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