Buncombe County property record for 21 Old Cooper Pl, Fletcher, NC 28732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 147 sqft · built 1995 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,905 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 734183-2020-202 |
| Primary APN | 734183-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 147 sqft Living Area |
| Gross Area | 1,836 sqft |
| Basement Area | 1,836 sqft |
| Finished Basement | 147 sqft |
| Unfinished Basement | 1,689 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modular |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | 500 sqft |
| Patio Area | 532 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 734183-2020-202 |
|---|---|
| Street Address | 21 OLD COOPER PL |
| City | FLETCHER |
| State | NC |
| Zip | 28732-0768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | SUBDIV: BARBARA PRESSLEY BLOCK: LOT: PT 2 SECTION: PLAT: 0088-0049 |
| Legal Subdivision | BARBARA PRESSLEY |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 3203 |
Source: Buncombe County records, as of March 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 OLD COOPER PL, FLETCHER, NC 28732-0768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Feb 20, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 18, 2023 | Intrafamily Transfer, Transfer |
| Sep 8, 2023 | Intrafamily Transfer, Transfer |
| Dec 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 11, 2006 |
| Transfer Doc | 0042990328 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 2129 CANE CREEK RD, FLETCHER, NC 28732-7434 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0060300210 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 6030/210 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 2129 CANE CREEK RD, FLETCHER, NC 28732-7434 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|
| Document Number | 0061940215 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 6194/215 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 2129 CANE CREEK RD, FLETCHER, NC 28732-7434 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0062970458 |
|---|---|
| Date | Feb 20, 2023 |
| Book Page | 6297/458 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | ARDEN, NC 28704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 18, 2023 |
| Property Address | 2129 CANE CREEK RD, FLETCHER, NC 28732-7434 |
| Document Number | 0063501929 |
| Book / Page | 6350 / 1929 |
| Map Reference | MB 137 PG 16 |
| Instrument Date | Sep 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2129 CANE CREEK RD, FLETCHER, NC 28732-7434 |
| Name | Verified Name |
|---|---|
| Address | 2129 CANE CREEK RD, FLETCHER, NC 28732-7434 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 8, 2023 |
| Property Address | 2129 CANE CREEK RD, FLETCHER, NC 28732-7434 |
| Document Number | 0063490144 |
| Book / Page | 6349 / 144 |
| Instrument Date | Sep 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2133 CANE CREEK RD, FLETCHER, NC 28732-7434 |
| Name | Verified Name |
|---|---|
| Address | 2129 CANE CREEK RD, FLETCHER, NC 28732-7434 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 2129 CANE CREEK RD, FLETCHER, NC 28732-7434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058491045 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 5849/1045 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 2129 CANE CREEK RD, FLETCHER, NC 28732-7434 |
| Document Number | 0056720249 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2129 CANE CREEK RD FLETCHER NC 287327434, FLETCHER, NC 28732-7434 |
| Document Number | 0056720249 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 005672/000249 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MPIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2048 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,905.00 (+4.27%) | $269,700 (-) Land $49,300 Building $220,400 | $269,700 (-) Land $49,300 Building $220,400 |
| 2024 | $1,827.00 (+5.36%) | ||
| 2023 | $1,734.00 (+1.58%) | $269,700 (-) | $269,700 (-) Land $64,300 Building $205,400 |
| 2022 | $1,707.00 | $269,700 | $269,700 (-) Land $64,300 Building $205,400 |
| 2021 | $269,700 Land $49,300 Building $220,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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