Essex County and Methuen City property record for 21 Observatory Rd, Methuen, MA 01844
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,628 sqft · built 1989 |
| Lot Size | 0.575 acres (25,051 sqft) |
| Owner | Trust Name on File |
| Last Sale | $565,000 (Sep 2022) |
| Tax Bill | $6,609 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | METH M:00416 B:00154 L:0009GG |
| Primary APN | METH M:00416 B:00154 L:0009GG |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,628 sqft Living Area |
| Gross Area | 2,404 sqft |
| Basement Area | 736 sqft |
| Unfinished Basement | 442 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,051 sqft (0.575 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 7817 |
|---|---|
| Street Address | 21 OBSERVATORY RD |
| City | METHUEN |
| State | MA |
| Zip | 01844-2357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 154 |
| Legal Lot Number | 9GG |
| Jurisdiction | METHUEN MA |
| Township / Civil Division | METHUEN TOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 252102 |
21 Observatory Rd is owner-occupied and held in a trust since September 2022.
Source: Essex County and Methuen City records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 21 OBSERVATORY RD, METHUEN, MA 01844-2357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 16, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHERN BANK & TRUST CO |
| Aug 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on File |
| Deed Sale | Sep 16, 2022 · Amount on File |
| Prior Sale | Aug 14, 2017 |
| Deed Book / Page | 17568 / 276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Property Address | 21 OBSERVATORY RD, METHUEN, MA 01844-2357 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 017437-142 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 17437/142 |
| Instrument | 11016 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | METHUEN MA |
| Recording Date | Sep 16, 2022 |
| Property Address | 21 OBSERVATORY RD, METHUEN, MA 01844-2357 |
| Document Number | 017568-276 |
| Book / Page | 17568 / 276 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 21837 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 OBSERVATORY RD, METHUEN, MA 01844-2357 |
| Document Number | 0000021838 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 21838 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | METHUEN MA |
| Recording Date | Aug 14, 2017 |
| Property Address | 21 OBSERVATORY RD, METHUEN, MA 01844-2357 |
| Document Number | 15185-252 |
| Book / Page | 15185 / 252 |
| Instrument | 20754 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $48.11 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 OBSERVATORY RD, METHUEN, MA 01844-2357 |
The 2026 property tax bill for 21 Observatory Rd was $6,609, up 7.1% from the year before.
Source: Essex County and Methuen City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Methuen City |
| Unified School District | Methuen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,609.00 (+7.06%) | $635,500 (+8.91%) Land $262,000 Building $373,500 | $633,446 (+3.89%) |
| 2025 | $6,173.00 (+4.66%) | $583,500 (+7.44%) Land $251,700 Building $331,800 | $609,710 |
| 2024 | $5,898.00 (+4.69%) | $543,100 (+12.79%) Land $221,100 Building $322,000 | |
| 2023 | $5,634.00 | $481,500 Land $195,600 Building $285,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Observatory Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21 Observatory Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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