Caroline County property record for 21 Oakview Ct, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1995 |
| Lot Size | 0.243 acres (10,589 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jul 2022) |
| Tax Bill | $2,941 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-016972 |
| Primary APN | 07-016972 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Total Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,589 sqft (0.243 acres) |
| Deck Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 016972 |
|---|---|
| Street Address | 21 OAKVIEW CT |
| City | RIDGELY |
| State | MD |
| Zip | 21660-2100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 10,589 SF LOT 12 S/S OAKVIEW COURT OAKVIEW |
| Legal Subdivision | OAKVIEW |
| Legal Lot Number | 12 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 955201 |
21 Oakview Ct is owned and occupied by an individual who bought it in July 2022.
Source: Caroline County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Prior Sale | Dec 15, 2005 · Amount on File |
| Deed Book / Page | 1587 / 305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Jul 29, 2022 |
| Property Address | 21 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 0015870305 |
| Book / Page | 1587 / 305 |
| Map Reference | CAB 6 PL 42A |
| Instrument Date | Jun 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 21 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 0001587313 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 1587-313 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
The 2026 property tax bill for 21 Oakview Ct was $2,941 with a homeowner's exemption, up 4% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,941.00 (+4.03%) Homeowner's exemption | $223,433 | $243,400 Land $51,800 Building $191,600 |
| 2025 | $2,827.00 | ||
| 2023 | $2,584.00 | $168,867 | $183,500 Land $51,800 Building $131,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Oakview Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Oakview Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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