21 Oak St, Jaffrey, NH 03452 Property Records

Cheshire County and Jaffrey Town property record for 21 Oak St, Jaffrey, NH 03452

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1945
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$301,800 (Jul 2025)
Tax Bill	$4,745 (2025)
Deeds & Mortgages	Jul 2025 Sale Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`JAFF M:244 B:36 L`

Property Details

APN / Parcel Number

Primary APN	`JAFF M:244 B:36 L`
Alternative APN	`1747`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	984 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1747
Street Address	21 OAK ST
City	JAFFREY
State	NH
Zip	03452-5848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB2
Legal Block	36
Jurisdiction	JAFFREY TOWN NH
Township / Civil Division	JAFFREY
Census Block Group	2
Census Block	2044
Census Tract	970500

Owner

Source: Cheshire County and Jaffrey Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 CLINTON ST, C, MILFORD, NH 03055-6713
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Warranty Deed, Transfer
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Oct 15, 1998 · Amount on Record
Deed Document Number	2025567
Deed Book / Page	3314 / 763
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAFFREY TOWN NH
Recording Date	Jul 1, 2025
Property Address	21 OAK ST, JAFFREY, NH 03452-5848
Document Number	003314-763
Book / Page	3314 / 763
Instrument Date	Jun 27, 2025
Instrument	2504567
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CLINTON ST APT C, C, MILFORD, NH 03055-6713

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAFFREY TOWN NH
Property Address	21 OAK ST, JAFFREY, NH 03452-5848
Document Number	0030830627
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 OAK ST JAFFREY NH 034525848, JAFFREY, NH 03452-5848

Mortgage

Document Number	0030830627
Date	Oct 4, 2019
Book Page	003083/000627
Instrument	8083

Lender

Name	DIGITAL EMP FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2034

Tax Assessment & Valuation

Source: Cheshire County and Jaffrey Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Jaffrey Town
Unified School District	Jaffrey-Rindge Cooperative School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,745.00 (+29.64%)	$250,400 (+124.37%) Land $56,800 Building $193,600
2024	$3,660.00 (-1.67%)	$111,600 (-) Land $23,700 Building $87,900
2023	$3,722.00 (+7.67%)	$111,600 (-) Land $23,700 Building $87,900
2022	$3,457.00	$111,600 Land $23,700 Building $87,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	17 units insured incl. 15 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAFFREY WATER WORKS serves 3,800 people · EPA ID NH1221010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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