21 Oak St, Danvers, MA 01923 Property Records

Essex County and Danvers Town property record for 21 Oak St, Danvers, MA 01923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,343 sqft · built 1886
Lot Size	0.055 acres (2,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Dec 1990)
Tax Bill	$4,838 (2025)
Deeds & Mortgages	Mar 2021 Refinance Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DANV M:043 L:196 P`

Property Details

APN / Parcel Number

Primary APN	`DANV M:043 L:196 P`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,343 sqft Living Area
Gross Area	2,496 sqft
Basement Area	866 sqft
Unfinished Basement	866 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,378 sqft (0.055 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	21 OAK ST
City	DANVERS
State	MA
Zip	01923-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	196
Jurisdiction	DANVERS MA
Township / Civil Division	DANVERS
Census Block Group	2
Census Block	2020
Census Tract	211202

Owner

Source: Essex County and Danvers Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 OAK ST, DANVERS, MA 01923-2923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Dec 18, 2017	Quit Claim Deed, Transfer MOUNTAINONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 1990 · Amount on Record
Deed Sale	Dec 28, 1990 · Amount on Record
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	21 OAK ST, DANVERS, MA 01923-2923
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39690-140
Date	Mar 26, 2021
Book Page	39690/140
Instrument	20210326001560

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANVERS MA
Recording Date	Dec 18, 2017
Property Address	21 OAK ST, DANVERS, MA 01923-2923
Document Number	36414-6
Book / Page	36414 / 6
Instrument	171218002590
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$40.14
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 OAK ST, DANVERS, MA 01923-2923

Mortgage

Document Number	36414-7
Date	Dec 18, 2017
Book Page	36414/7
Instrument	171218002600

Lender

Name	MOUNTAINONE BK

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Essex County and Danvers Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Danvers Town
Unified School District	Danvers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,838.00 (+2.26%)	$440,200 (+3.38%) Land $276,100 Building $164,100	$489,820
2024	$4,731.00 (+2.18%)	$425,800 (+8.07%) Land $266,600 Building $159,200
2023	$4,630.00	$394,000 Land $240,900 Building $153,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 individual policies
Nearby Flood Policies	52 units insured incl. 36 condo units
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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