21 Oak St, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 21 Oak St, Cotuit, MA 02635 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Architecture Style	Cape Cod
Year Built	Built 1988
Square Footage	4,416 sqft Living Area
Lot Size	45,302 sqft (1.04 acres)
Last Sale	$570,000 (2006)
Tax Bill	$13,490.00 (2025)

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:018 L:129001

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	69 REDNER RD, MORRISTOWN, NJ 07960-6420
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2006 · Amount on Record
Deed Sale	Jan 27, 2006 · Amount on Record
Prior Sale	Jun 16, 2005 · Amount on Record
Deed Book / Page	20688 / 296
Last Transfer Date	May 30, 2025
Transfer Doc	037030-250
Record Refreshed	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTUIT MA
Property Address	21 OAK ST, COTUIT, MA 02635-3512
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036021-77
Date	Oct 05, 2023
Book Page	36021/77
Instrument	39999

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2043

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,490.00 (+17.96%)	$1,615,600 (+11.32%) Land $300,800 Building $1,314,800	$4,107,040
2024	$11,436.00 (+5.59%)	$1,451,300 (+12.16%) Land $300,800 Building $1,150,500
2023	$10,831.00	$1,294,000 Land $297,700 Building $996,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 2% of the US · above 4% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`COTU M:018 L:129001`
Alternative APN	`5933`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Building Area	4,416 sqft Living Area
Gross Area	9,396 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	45,302 sqft (1.04 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	5933
Street Address	21 OAK ST
City	COTUIT
State	MA
Zip	02635-3512
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	129001
Jurisdiction	BARNSTABLE MA
Minor Civil Division	BARNSTABLE TOWN
Census Blockgroup	1
Census Block	1022
Census Tract	13200