Barnstable County and Barnstable Town City property record for 21 Oak Ln, Osterville, MA 02655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,339 sqft · built 1976 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Company Name on Record |
| Last Sale | $655,000 (Sep 2021) |
| Tax Bill | $5,657 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OSTE M:141 L:025 |
| Primary APN | OSTE M:141 L:025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,339 sqft Living Area |
| Gross Area | 2,464 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 76900 |
|---|---|
| Street Address | 21 OAK LN |
| City | OSTERVILLE |
| State | MA |
| Zip | 02655-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Lot Number | 25 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 13002 |
Source: Barnstable County and Barnstable Town City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6485 GULF OF MEXICO DR, LONGBOAT KEY, FL 34228-1413 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Commercial Mortgage HINGHAM INSTITUTION FOR SAVINGS |
| May 2, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Sep 15, 2021 | Quit Claim Deed, Transfer · Commercial Mortgage HINGHAM INSTITUTION FOR SAVINGS |
| Mar 7, 2018 | Quit Claim Deed, Transfer NEEDHAM COOPERATIVE BANK |
| Jun 8, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on Record |
| Deed Sale | Sep 15, 2021 · Amount on Record |
| Prior Sale | Mar 7, 2018 · Amount on Record |
| Deed Book / Page | 34474 / 336 |
| Last Transfer Date | Apr 19, 2023 |
| Transfer Doc | 0000016898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 21 OAK LN, OSTERVILLE, MA 02655-1609 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 034949-137 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 34949/137 |
| Instrument | 11575 |
| Name | HINGHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | May 2, 2023 |
| Property Address | 21 OAK LN, OSTERVILLE, MA 02655-1609 |
| Document Number | 035762-223 |
| Book / Page | 35762 / 223 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 16898 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 15156, WORCESTER, MA 01615-0156 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Sep 15, 2021 |
| Property Address | 21 OAK LN, OSTERVILLE, MA 02655-1609 |
| Document Number | 34474-336 |
| Book / Page | 34474 / 336 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 60501 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 185 JERUSALEM RD, COHASSET, MA 02025-1415 |
| Document Number | 60502 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 60502 |
| Name | HINGHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Mar 7, 2018 |
| Property Address | 21 OAK LN, OSTERVILLE, MA 02655-1609 |
| Document Number | 31124-10 |
| Book / Page | 31124 / 10 |
| Instrument | 10706 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 OAK LN, OSTERVILLE, MA 02655-1609 |
| Document Number | 311240014 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 31124/0014 |
| Name | NEEDHAM COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 7, 2048 |
| Rate | 3.63% |
|---|---|
| Max Rate At Change | 40.1% |
| Max Rate | 2.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Jun 8, 2017 |
| Property Address | 21 OAK LN, OSTERVILLE, MA 02655-1609 |
| Document Number | 30545-58 |
| Book / Page | 030545 / 000058 |
| Instrument Date | May 11, 2017 |
| Instrument | 28284 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,938.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 OAK LN OSTERVILLE MA 026551609, OSTERVILLE, MA 02655-1609 |
| Document Number | 30545-61 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 030545/000061 |
| Instrument | 28285 |
| Name | PRIME LNDG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2047 |
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,657.00 (+6.47%) | $699,200 (+2.78%) Land $333,500 Building $365,700 | $834,195 |
| 2024 | $5,313.00 (+7.27%) | $680,300 (+14.55%) Land $333,500 Building $346,800 | |
| 2023 | $4,953.00 | $593,900 Land $310,100 Building $283,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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