21 Oak Hill Rd, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 21 Oak Hill Rd, Needham, MA 02492

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,351 sqft · built 1968
Lot Size0.342 acres (14,898 sqft)
Owner2 Individual Names on Record
Last Sale$760,000 (Jul 2014)
Tax Bill$12,824 (2025)
Deeds & MortgagesMar 2021 Refinance
May 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNM:0570000800000

Property Details

APN / Parcel Number

Primary APNM:0570000800000
Alternative APN
  • NEED M:057.0 B:0008 L:0000.0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,351 sqft Living Area
Gross Area2,053 sqft
1st Floor Area1,351 sqft
Basement Area1,351 sqft
Unfinished Basement1,351 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1999
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,898 sqft (0.342 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address21 OAK HILL RD
CityNEEDHAM
StateMA
Zip02492-4031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal Block8
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group4
Census Block4012
Census Tract457200

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 OAK HILL RD, NEEDHAM, MA 02492-4031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
May 18, 2022Deed of Trust, Mortgage · Line of Credit
DIRECT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2014 · Amount on Record
Deed SaleJul 16, 2014 · Amount on Record
Deed Book / Page32398 / 569
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address21 OAK HILL RD, NEEDHAM, MA 02492-4031
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number039124-148
DateMar 12, 2021
Book Page39124/148
Instrument32477
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address21 OAK HILL RD, NEEDHAM, MA 02492-4031
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040545-267
DateMay 18, 2022
Book Page40545/267
Instrument43487
Lender
NameDIRECT CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 1, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,824.00 (+11.98%)$1,209,800 (+37.76%) Land $784,300 Building $425,500$1,430,320 (+4.23%)
2024$1,372,275
2023$11,452.00$878,200 Land $560,100 Building $318,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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