21 Oak Dr, Centerbrook, CT 06409 Property Records

Essex Town property record for 21 Oak Dr, Centerbrook, CT 06409

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,244 sqft · built 1968
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jul 2018)
Tax Bill	$5,805 (2026)
Deeds & Mortgages	May 2017 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ESSE M:53 B:023`

Property Details

APN / Parcel Number

Primary APN	`ESSE M:53 B:023`
Alternative APNs	`ESSX M:53 B:023` `00118900` `118900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	3,536 sqft
Basement Area	1,556 sqft
Unfinished Basement	1,244 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,677 sqft (1.37 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	118900
Street Address	21 OAK DR
City	CENTERBROOK
State	CT
Zip	06409-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Block	23
Jurisdiction	ESSEX CT
Township / Civil Division	ESSEX
Census Block Group	2
Census Block	2000
Census Tract	630101

Owner

Source: Essex Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 OAK DR, CENTERBROOK, CT 06409-1040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 24, 2017	Deed of Trust, Mortgage LIBERTY FEDERAL BANK
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Oct 3, 2012 · Amount on Record
Deed Book / Page	325 / 212
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX CT
Property Address	21 OAK DR, CENTERBROOK, CT 06409-1040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	319-430
Date	May 24, 2017
Book Page	319/430

Lender

Name	LIBERTY FEDERAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX CT
Recording Date	Jul 16, 2018
Property Address	21 OAK DR, CENTERBROOK, CT 06409-1040
Document Number	325-212
Book / Page	000325 / 000212
Instrument Date	Jul 16, 2018
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 OAK DR CENTERBROOK CT 064091040, CENTERBROOK, CT 06409-1040

Mortgage

Document Number	325-215
Date	Jul 16, 2018
Book Page	000325/000215

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

Source: Essex Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Essex Town
Elementary School District	Essex School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,805.00 (+3.38%)	$301,400 (-) Land $80,700 Building $220,700	$445,746 (+111.27%)
2025	$5,615.00	$301,400 (+51.99%) Land $80,700 Building $220,700	$210,980 Land $56,490 Building $154,490
2024	$5,615.00 (+25.33%)
2023	$4,480.00 (-0.24%)	$198,300 (-) Land $69,600 Building $128,700
2022	$4,491.00	$198,300 Land $69,600 Building $128,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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