21 Oak Ct, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 21 Oak Ct, Annapolis, MD 21401

Property Summary

Property Type	Commercial
Details	1 ba · 1,025 sqft · built 1955
Lot Size	0.26 acres (11,340 sqft)
Owner	2 Individual Names on File
Last Sale	$238,800 (Dec 2014)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-833-01629580`

Property Details

APN / Parcel Number

Primary APN	`02-833-01629580`
Alternative APNs	`283301629580` `83301629580`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,025 sqft Gross Area
1st Floor Area	1,025 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,340 sqft (0.26 acres)
View / Lot	Commercial/Industrial

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	83301629580
Street Address	21 OAK CT
City	ANNAPOLIS
State	MD
Zip	21401-7017
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2
Legal Description	LT 21 THREE MILE OAK
Legal Subdivision	THREE MILE OAK
Legal Block	1
Legal Lot Number	21
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1011
Census Tract	702402

Owner

21 Oak Ct, a commercial property, is owned by two individuals who bought it in December 2014.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 OAK CT, ANNAPOLIS, MD 21401-7017
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2014 · Amount on File
Deed Sale	Dec 23, 2014 · Amount on File
Prior Sale	Jul 5, 2013 · Amount on File
Deed Book / Page	27915 / 431
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	21 OAK CT, ANNAPOLIS, MD 21401-7017
Document Number	0314840486
Book / Page	031484 / 000486
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 OAK CT ANNAPOLIS MD 214017017, ANNAPOLIS, MD 21401-7017

Mortgage

Document Number	0314840486
Date	Oct 24, 2017
Book Page	031484/000486

Lender

Name	TOWNE BK
Type	Bank
Address	600 22ND ST, VIRGINIA BEACH, VA 23451-4088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 21 Oak Ct was $3,654.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,800 Land $186,500 Building $109,300	$295,800 Land $186,500 Building $109,300
2025	$3,654.00
2023	$2,822.00	$258,500 Land $186,500 Building $72,000	$258,500 Land $186,500 Building $72,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Oak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Oak Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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