21 Norman Dr, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 21 Norman Dr, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,877 sqft · built 1928
Lot Size1.11 acres (48,352 sqft)
Owner2 Individual Names on Record
Last Sale$1,730,000 (Apr 2000)
Tax Bill$66,434 (2026)
Deeds & MortgagesJan 2020 Loan Modification
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN551400 152-16-2-48

Property Details

APN / Parcel Number

Primary APN551400 152-16-2-48
Alternative APN
  • 140015201600020480000000

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,877 sqft Living Area
1st Floor Area2,487 sqft
2nd Floor Area2,390 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleColonial
Exterior MaterialStucco
Lot Area48,352 sqft (1.11 acres)

Location & Zoning

Street Address21 NORMAN DR
CityRYE
StateNY
Zip10580-2251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block2
Legal Lot Number48.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group3
Census Block3020
Census Tract7500

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 NORMAN DR, RYE, NY 10580-2251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2020Loan Modification, Mortgage · Conventional Mortgage
CITIBANK
Jan 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2000 · Amount on Record
Deed SaleApr 14, 2000 · Amount on Record
Deed Document Number2000400760659
Record UpdatedOct 29, 2026

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address21 NORMAN DR, RYE, NY 10580-2251
Document Number0600223310
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 7, 2020
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21 NORMAN DR RYE NY 105802251, RYE, NY 10580-2251

Mortgage

Document Number0600223310
DateJan 22, 2020
Book Page060022/003310
Lender
NameCITIBANK
TypeBank
AddressO FALLON, MO 63368-2240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address21 NORMAN DR, RYE, NY 10580-2251
Document Number0600223309
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 7, 2020
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21 NORMAN DR RYE NY 105802251, RYE, NY 10580-2251

Mortgage

Document Number0600223309
DateJan 22, 2020
Book Page060022/003309
Lender
NameCITIBANK
TypeBank
AddressO'FALLON, MO 63368-2240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye Neck Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,434.00 (+61.29%)
2025$41,190.00$40,800 (-) Land $14,000 Building $26,800$3,457,627 (+6.78%) Land $1,186,441 Building $2,271,186
2024$40,800 (-) Land $14,000 Building $26,800$3,238,095 (+2.38%) Land $1,111,111 Building $2,126,984
2023$40,800 Land $14,000 Building $26,800$3,162,790 Land $1,085,271 Building $2,077,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims74 (1978–2023)
Claims Outside the SFHA27 of 74
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 8 claims
  • Hurricane Irene, Aug 2011 · 7 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER JOINT WATER WORKS
serves 59,629 people · EPA ID NY5903435
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jun 1993
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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