Norfolk County and Needham Town property record for 21 Norfolk St, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,882 sqft · built 1925 |
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $16,576 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0370007900000 |
| Primary APN | M:0370007900000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,882 sqft Living Area |
| Gross Area | 3,633 sqft |
| 1st Floor Area | 1,860 sqft |
| Basement Area | 888 sqft |
| Unfinished Basement | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,805 sqft (0.271 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 21 NORFOLK ST |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-3210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | NEEDHAM |
| Legal Block | 79 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 403300 |
Source: Norfolk County and Needham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 NORFOLK ST, NEEDHAM, MA 02492-3210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · ARM WINCHESTER COOPERATIVE BANK |
| Aug 10, 2017 | Deed of Trust, Mortgage WINCHESTER CO-OP BK |
| Aug 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2017 |
| Deed Sale | Aug 14, 2017 |
| Prior Sale | May 27, 2009 · Amount on Record |
| Deed Document Number | 201775880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 21 NORFOLK ST, NEEDHAM, MA 02492-3210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040302-522 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 40302/522 |
| Instrument | 11844 |
| Name | WINCHESTER COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Feb 7, 2027 |
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 21 NORFOLK ST, NEEDHAM, MA 02492-3210 |
| Document Number | 35359-100 |
| Book / Page | 035359 / 000100 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Name | Verified Name |
|---|
| Document Number | 35359-100 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 035359/000100 |
| Instrument | 75881 |
| Name | WINCHESTER CO-OP BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Aug 14, 2017 |
| Property Address | 21 NORFOLK ST, NEEDHAM, MA 02492-3210 |
| Document Number | 35359-98 |
| Book / Page | 035359 / 000098 |
| Instrument Date | Jul 2, 2017 |
| Instrument | 75880 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 THOMPSON FARM BEDFORD MA 01730, BEDFORD, MA 01730 |
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,576.00 (-2.92%) | $1,563,800 (+19.43%) Land $760,000 Building $803,800 | $1,963,365 (+42.13%) |
| 2024 | $1,381,395 | ||
| 2023 | $17,075.00 | $1,309,400 Land $373,500 Building $935,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
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