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21 Never Bend Dr, Ocala, FL 34482 Property Records

Marion County property record for 21 Never Bend Dr, Ocala, FL 34482

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,238 sqft · built 1996
Lot Size5.3 acres (230,868 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Aug 2008)
Tax Bill$5,396 (2025)
Deeds & MortgagesDec 2022 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2097-011-004

Property Details

APN / Parcel Number

Primary APN2097-011-004
Alternative APN
  • 1930600000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,238 sqft Living Area
1st Floor Area2,238 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area230,868 sqft (5.3 acres)
Lot Dimensions678 ft deep x 340 ft wide
Garage Area562 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1,672 sqft
PorchOpen Porch
Porch Area292 sqft
Deck Area1,272 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1930600000
Old Parcel Number2097011004
Street Address21 NEVER BEND DR
CityOCALA
StateFL
Zip34482-3522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1;A1
Legal DescriptionSEC 07 TWP 15 RGE 20
Legal Range20E
Legal Township15S
Legal Section07
Legal SubdivisionMEADOW WOOD
Legal Block11
Legal Lot Number4
JurisdictionMARION FL
Township / Civil DivisionFELLOWSHIP
Census Block Group4
Census Block4004
Census Tract2602

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address21 NEVER BEND DR, OCALA, FL 34482-3522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Apr 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
FARM CREDIT SERVICES OF FLORIDA ACA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2008 · Amount on Record
Deed SaleAug 4, 2008 · Amount on Record
Deed Document Number2008078705
Deed Book / Page5076 / 1651
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address21 NEVER BEND DR, OCALA, FL 34482-3522
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 NEVER BEND DR, OCALA, FL 34482-3522

Mortgage

Document Number0079341652
DateDec 5, 2022
Book Page7934/1652
Instrument2022169503
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateJan 1, 2030
Change FrequencyMonthly
Min Rate At Change2.75%
Max Rate At Change10.8%
IndexOther
Max Rate10.8%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address21 NEVER BEND DR, OCALA, FL 34482-3522
Transaction TypeMortgage
Record UpdatedApr 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 NEVER BEND DR, OCALA, FL 34482-3522

Mortgage

Document Number0074271319
DateApr 6, 2021
Book Page7427/1319
Instrument2021044688
Lender
NameFARM CREDIT SERVICES OF FLORIDA ACA
TypeBank
AddressALACHUA, FL 32615
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,396.00 (+31.32%) Homeowner's exemption$355,486 (+35%) Land $190,800 Building $164,686$744,661 (+11.34%) Land $190,800 Building $553,861
2023$4,109.00 (-4.66%) Homeowner's exemption$263,326 (+3%) Land $188,150 Building $75,176$668,802 (+37.56%) Land $188,150 Building $480,652
2022$4,310.00 Homeowner's exemption$255,656$486,187 Land $116,600 Building $369,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims3 (2008–2026)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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