21 Nelson St, Torrington, CT 06790 Property Records

Torrington City property record for 21 Nelson St, Torrington, CT 06790

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 814 sqft · built 1940
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$167,000 (Nov 2022)
Tax Bill$3,944 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
May 2017 Mortgage
+ 2 more
APN008644

Property Details

APN / Parcel Number

Primary APN008644
Alternative APNs
  • TORR M:104 B:011 L:019
  • 8644

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area814 sqft Living Area
Gross Area1,819 sqft
Basement Area603 sqft
Unfinished Basement603 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number8644
Street Address21 NELSON ST
CityTORRINGTON
StateCT
Zip06790-5118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S
Legal Block11
Legal Lot Number19
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group1
Census Block1000
Census Tract310803

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21 NELSON ST, TORRINGTON, CT 06790-5118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2022Warranty Deed, Transfer · FHA Mortgage
NORCOM MORTGAGE
May 3, 2017Deed of Trust, Mortgage
AMERICAN EAGLE FCU
Oct 11, 2018Deed of Trust, Mortgage · ARM
THIRD FEDERAL S& L
Jun 4, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
THOMASTON SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2022 · Amount on Record
Deed SaleNov 1, 2022 · Amount on Record
Prior SaleJun 4, 2019 · Amount on Record
Deed Document Number2022479391
Deed Book / Page1377 / 354
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateNov 1, 2022
Property Address21 NELSON ST, TORRINGTON, CT 06790-5118
Document Number001377-354
Book / Page1377 / 354
Instrument DateOct 28, 2022
Instrument2022-479391
Transaction TypeTransfer
Record UpdatedNov 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022479392
DateNov 1, 2022
Instrument2022-479392
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address21 NELSON ST, TORRINGTON, CT 06790-5118
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1245-732
DateMay 3, 2017
Book Page1245/732
Lender
NameAMERICAN EAGLE FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term120 Months
DueMay 1, 2027

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address21 NELSON ST, TORRINGTON, CT 06790-5118
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1275-59
DateOct 11, 2018
Book Page1275/59
Lender
NameTHIRD FEDERAL S& L
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueOct 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.64%
Margin1

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateJun 4, 2019
Property Address21 NELSON ST, TORRINGTON, CT 06790-5118
Document Number1289-112
Book / Page1289 / 112
Instrument DateJun 4, 2019
Instrument2019-448588
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 NELSON ST, TORRINGTON, CT 06790-5118

Mortgage

Document Number2019448589
DateJun 4, 2019
Instrument2019-448589
Lender
NameTHOMASTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,944.00 (-12.97%)$117,880 (-) Land $23,240 Building $94,640$190,808 (+131.24%)
2025$4,532.00$117,880 (+64%) Land $23,240 Building $94,640$82,516 Land $16,268 Building $66,248
2024$4,532.00 (+31.48%)
2023$3,447.00 (+1.74%)$71,880 (-) Land $23,280 Building $48,600
2022$3,388.00$71,880 Land $23,280 Building $48,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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