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21 Needham Rd, Florence, CO 81226 Property Records

Fremont County property record for 21 Needham Rd, Florence, CO 81226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 2019
Lot Size3.77 acres (164,221 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Jun 2026)
Tax Bill$1,777 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jul 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR036613

Property Details

APN / Parcel Number

Primary APNR036613
Alternative APN
  • 99912065

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,440 sqft Living Area
Gross Area2,064 sqft
1st Floor Area1,440 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area164,221 sqft (3.77 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR036613
Street Address21 NEEDHAM RD
CityFLORENCE
StateCO
Zip81226-9425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT D D&J PATCH SUB REF FROM 994-04-180/994-04-186
Legal SubdivisionD&J PATCH SUB
Legal Lot NumberD
JurisdictionFREMONT CO
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3035
Census Tract978200

Owner

Source: Fremont County records · APN R036613

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21 NEEDHAM RD, FLORENCE, CO 81226-9425
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Special Warranty Deed, Transfer · FHA Mortgage
THE MORTGAGE COMPANY
Jul 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
ROCKY MOUNTAIN BANK AND TRUST
Jan 14, 2019Trustee's Deed, Construction Loan · Line of Credit
ROCKY MOUNTAIN BK
Oct 09, 2017Warranty Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 24, 2026 · Amount on Record
Deed SaleJun 24, 2026 · Amount on Record
Deed Document Number20261056638
Record UpdatedSep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREMONT CO
Recording DateJun 24, 2026
Property Address21 NEEDHAM RD, FLORENCE, CO 81226-9425
Document Number0001056638
Instrument DateJun 23, 2026
Instrument20261056638
Transaction TypeTransfer
Record UpdatedJul 07, 2026
Title CompanyCORE TITLE, CORETITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,737.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address21 NEEDHAM RD, FLORENCE, CO 81226-9425

Mortgage

Document Number0001056639,
DateJun 24, 2026
Instrument20261056639
Lender
NameTHE MORTGAGE COMPANY
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.36%
Max Rate-1%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT CO
Property Address21 NEEDHAM RD, FLORENCE, CO 81226-9425
Transaction TypeMortgage
Record UpdatedApr 01, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000975796
DateJul 22, 2019
Instrument975796
Lender
NameROCKY MOUNTAIN BANK AND TRUST
TypeBank
AddressCOLORADO SPRINGS, CO 80906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

January 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFREMONT CO
Recording DateJan 14, 2019
Property Address21 NEEDHAM RD, FLORENCE, CO 81226-9425
Instrument DateJan 11, 2019
Instrument969657
Transaction TypeConstruction Loan
Record UpdatedJan 29, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 HARRISON AVE #1 BROOKSIDE CO 812123371, 1, BROOKSIDE, CO 81212-3371

Mortgage

Document Number0000969657
DateJan 14, 2019
Instrument969657
Lender
NameROCKY MOUNTAIN BK
TypeBank
AddressFLORENCE, CO 81226
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 13, 2020
Interest
Rate TypeAdjustable Rate

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREMONT CO
Recording DateOct 09, 2017
Property Address21 NEEDHAM RD, FLORENCE, CO 81226-9425
Document Number0000954958
Book / Page000001
Instrument DateOct 05, 2017
Instrument954958
Transaction TypeTransfer
Record UpdatedOct 31, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$3.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address214 E LINCOLN ST SENECA IL 613609410, SENECA, IL 61360-9410

Tax Assessment & Valuation

Source: Fremont County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateColorado
CountyFremont County
MunicipalityFlorence City
Unified School DistrictFremont RE-2 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,777.00 (+23.32%)$22,287 (+0.02%)$356,597 (+7.22%)
2024$1,441.00 (+1.62%)$22,282 (+24.02%)
2023$1,418.00 (+2.6%)$17,966 (+3.41%)$332,570 (+33.03%)
2022$1,382.00$17,374$249,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 23, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskModerate
above 60% of the US · above 48% of Colorado
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Southeast Colorado Power Association
Fixed Wireless		100 / 25
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 34 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF FLORENCE
serves 7,500 people
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2025
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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