21 Murray St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 21 Murray St, Adams, MA 01220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jan 2021)
Tax Bill	$2,506 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Jan 2021 Sale & Mortgage + 2 more
APN	`41090000003020`

Property Details

APN / Parcel Number

Primary APN	`41090000003020`
Alternative APNs	`ADAM M:1090 B:0000 L:03020` `M:000109 P:000302`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	41090000003020
Street Address	21 MURRAY ST
City	ADAMS
State	MA
Zip	01220-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	3020
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	2
Census Block	2008
Census Tract	922200

Owner

Source: Berkshire County and Adams Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 MURRAY ST, ADAMS, MA 01220-1558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK
Jan 29, 2021	Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Dec 5, 2018	Quit Claim Deed, Transfer
Mar 2, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Dec 5, 2018 · Amount on Record
Deed Book / Page	1740 / 885
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	21 MURRAY ST, ADAMS, MA 01220-1558
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001704-803
Date	Jan 29, 2020
Book Page	1704/803
Instrument	489

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Jan 29, 2021
Property Address	21 MURRAY ST, ADAMS, MA 01220-1558
Document Number	1740-885
Book / Page	1740 / 885
Instrument Date	Jan 29, 2021
Instrument	683
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MURRAY ST, ADAMS, MA 01220-1558

Mortgage

Document Number	684
Date	Jan 29, 2021
Instrument	684

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Dec 5, 2018
Property Address	21 MURRAY ST, ADAMS, MA 01220-1558
Document Number	1671-523
Book / Page	001671 / 000523
Instrument Date	Nov 30, 2018
Instrument	7167
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Amount	Amount Recorded
Tax	$212.84
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 9TH DISTRICT RD SOMERS CT 060711910, SOMERS, CT 06071-1910

March 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	ADAMS MA
Recording Date	Mar 2, 2018
Property Address	21 MURRAY ST, ADAMS, MA 01220-1558
Document Number	1648-706
Book / Page	001648 / 000706
Instrument Date	Dec 15, 2017
Instrument	1100
Transaction Type	Foreclosure
Record Updated	Mar 20, 2018

Transaction

Amount	Amount Recorded
Tax	$383.04
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	7255 BAYMEADOWS WAY JACKSONVILLE FL 322566851, JACKSONVILLE, FL 32256-6851

Tax Assessment & Valuation

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,506.00 (+5.92%)	$147,300 (+9.19%) Land $44,600 Building $102,700
2024	$2,366.00 (+6.72%)	$134,900 (+12.89%) Land $41,800 Building $93,100
2023	$2,217.00	$119,500 Land $38,500 Building $81,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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