21 Mountain Sky Dr, Cullowhee, NC 28723 Property Records

Jackson County property record for 21 Mountain Sky Dr, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,192 sqft · built 2008
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$569,000 (Jun 2021)
Tax Bill	$2,937 (2025)
Deeds & Mortgages	Jun 2021 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7559-93-4442`

Property Details

APN / Parcel Number

Primary APN	`7559-93-4442`
Alternative APN	`181037`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,192 sqft Heated Area
1st Floor Area	1,596 sqft
Basement Area	1,596 sqft
Finished Basement	1,596 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	542 sqft
Deck Area	456 sqft
Patio Area	892 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	21 MOUNTAIN SKY DR
City	CULLOWHEE
State	NC
Zip	28723-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 MTN RIVER OF CULLOWHEE
Legal Lot Number	3
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	1
Census Block	1012
Census Tract	950700

Owner

21 Mountain Sky Dr is owned by two individuals who bought it in June 2021.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85234 NAPEAGUE DR, FERNANDINA BEACH, FL 32034-7113
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Warranty Deed, Transfer
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Jun 5, 2018 · Amount on File
Deed Book / Page	2303 / 1242
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 2, 2021
Property Address	21 MOUNTAIN SKY DR, CULLOWHEE, NC 28723-1919
Document Number	0023031242
Book / Page	2303 / 1242
Map Reference	CAB 16 SL 349
Instrument Date	Jun 1, 2021
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Amount	Amount on Record
Tax	$1,138.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 MOUNTAIN SKY DR, 21, CULLOWHEE, NC 28723-1919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13230 LAZZARO CT, ESTERO, FL 33928-6390

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	21 MOUNTAIN SKY DR, CULLOWHEE, NC 28723-1919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022900001
Date	Jan 20, 2021
Book Page	2290/1

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 5, 2018
Property Address	21 MOUNTAIN SKY DR, CULLOWHEE, NC 28723-1919
Document Number	0022150676
Book / Page	2215 / 676
Instrument Date	Jun 5, 2018
Instrument	005493930003
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MOUNTAIN SKY DR, CULLOWHEE, NC 28723-1919

Tax Assessment & Valuation

The 2025 property tax bill for 21 Mountain Sky Dr was $2,937.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$773,139 Land $162,350 Building $610,789
2025	$2,937.00
2023	$1,883.00	$495,630 Land $101,410 Building $394,220

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21 Mountain Sky Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Mountain Sky Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Mountain Sky Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures