Polk County property record for 21 Mountain Dr, Babson Park, FL 33827
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 1,246 sqft · built 1952 |
| Lot Size | 0.294 acres (12,789 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Aug 2023) |
| Tax Bill | $1,787 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-30-33-955600-021072 |
| Primary APN | 28-30-33-955600-021072 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,246 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,789 sqft (0.294 acres) |
| Lot Dimensions | 157 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 32 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 532 sqft |
| Street Address | 21 MOUNTAIN DR |
|---|---|
| City | BABSON PARK |
| State | FL |
| Zip | 33827-9643 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | STEPHENSONS ADD PB 19 PG 28 & 28A LOT 13 AND PART OF LOTS 7 8 9 & 12 DESC AS BEGIN AT THE SE COR LOT 13 THENCE WLY ALONG CURVE 80 FT N 02 DEG 07 MIN 51 SEC W 157.50 FT N 88 DEG 09 MIN 23 SEC E 81 FT S 21 DEG 43 MIN 42 SEC E 25 FT S 68 DEG 06 MIN 03 S |
| Legal Range | 28E |
| Legal Township | 30S |
| Legal Section | 33 |
| Legal Subdivision | STEPHENSONS ADDITION |
| Legal Tract | 955600 |
| Legal Block | 2 |
| Legal Lot Number | 13,7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 15402 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 MOUNTAIN DR, BABSON PARK, FL 33827-9643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Aug 1, 2023 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2023 · Amount on Record |
| Deed Sale | Aug 1, 2023 · Amount on Record |
| Prior Sale | Aug 2, 2012 · Amount on Record |
| Deed Document Number | 2023178520 |
| Deed Book / Page | 12783 / 2022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 21 MOUNTAIN DR, BABSON PARK, FL 33827-9643 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 21 MOUNTAIN DR, BABSON PARK, FL 33827-9643 |
| Document Number | 0000084214 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 13075/1624 |
| Instrument | 2024084214 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23453 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 1, 2064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 1, 2023 |
| Property Address | 21 MOUNTAIN DR, BABSON PARK, FL 33827-9643 |
| Document Number | 0000178520 |
| Book / Page | 12783 / 2022 |
| Map Reference | MB 19 PG 28&28A |
| Instrument Date | Jul 21, 2023 |
| Instrument | 2023178520 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | HOME SOLUTION TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 948 HAMILTON PLACE DR, LAKELAND, FL 33813-2667 |
| Name | Verified Name |
|---|---|
| Address | 2947 KATHRYN AVE, LAKELAND, FL 33805-2233 |
| Document Number | 0127832024 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 12783/2024 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Number | 0000178522 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 12783/2038 |
| Instrument | 2023178522 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,975 (+2.81%) | $187,200 (-3.47%) Land $18,500 Building $29,358 | |
| 2025 | $1,787.00 (+49.04%) Homeowner's exemption | $176,026 (+266.33%) | $193,920 (+303.57%) Land $18,500 Building $29,010 |
| 2023 | $1,199.00 (+7.92%) | $48,051 (+11.54%) Land $18,000 Building $30,051 | $48,051 (+11.54%) Land $18,000 Building $30,051 |
| 2022 | $1,111.00 | $43,080 Land $15,000 Building $28,080 | $43,080 Land $15,000 Building $28,080 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BABSON PARK serves 2,161 people · EPA ID FL6530098 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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