21 Morse St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 21 Morse St, Troy, NH 03465

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,873 sqft · built 1967
Lot Size2.7 acres (117,612 sqft)
Owner2 Individual Names on File
Tax Bill$6,882 (2025)
Deeds & MortgagesMay 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNTROY M:017 B:0027 L:000A

Property Details

APN / Parcel Number

Primary APNTROY M:017 B:0027 L:000A

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,873 sqft Living Area
Gross Area3,568 sqft
1st Floor Area1,400 sqft
Basement Area1,160 sqft
Unfinished Basement1,160 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area117,612 sqft (2.7 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address21 MORSE ST
CityTROY
StateNH
Zip03465-2428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL
Legal Block27
Legal Lot NumberA
JurisdictionTROY TOWN NH
Township / Civil DivisionTROY
Census Block Group4
Census Block4019
Census Tract970800

Owner

21 Morse St is owned and occupied by two individuals.

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address21 MORSE ST, TROY, NH 03465-2428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTROY TOWN NH
Property Address21 MORSE ST, TROY, NH 03465-2428
Document Number0030260143
Instrument DateMay 14, 2018
Transaction TypeMortgage
Record UpdatedJun 1, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 MORSE ST TROY NH 034652428, TROY, NH 03465-2428

Mortgage

Document Number0030260143
DateMay 23, 2018
Book Page003026/000143
Instrument3837
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 22, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 21 Morse St was $6,882.

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionTroy Town
Unified School DistrictMonadnock Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,882.00$319,500 Land $41,500 Building $278,000
2018$5,892.00$169,400 Land $37,300 Building $132,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21 Morse St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Morse St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.1% of New Hampshire
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Morse St

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