21 Morningside Pl, Wanaque, NJ 07465 Property Records

Passaic County and Wanaque Borough property record for 21 Morningside Pl, Wanaque, NJ 07465

Property Summary

Property Type	Single Family Home
Details	1,936 sqft · built 1985
Lot Size	0.556 acres (24,224 sqft)
Owner	2 Individual Names on File
Last Sale	$203,000 (Jan 2000)
Tax Bill	$11,303 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00242-0000-00007-02`

Property Details

APN / Parcel Number

Primary APN	`13-00242-0000-00007-02`
Alternative APN	`13002420000000070002`

Interior

Stories	1 Story
Building Area	1,936 sqft Living Area
1st Floor Area	1,936 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	24,224 sqft (0.556 acres)
Lot Dimensions	255 ft deep x 95 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	21 MORNINGSIDE PL
City	WANAQUE
State	NJ
Zip	07465-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	242
Legal Lot Number	7.2
Jurisdiction	PASSAIC NJ
Township / Civil Division	WANAQUE
Census Block Group	2
Census Block	2009
Census Tract	236604

Owner

21 Morningside Pl is owned and occupied by two individuals who bought it in January 2000.

Source: Passaic County and Wanaque Borough records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 MORNINGSIDE PL, WANAQUE, NJ 07465-1514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 9, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2000 · Amount on File
Deed Sale	Jan 7, 2000 · Amount on File
Deed Document Number	2000118361
Deed Book / Page	0164 / 204
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Jul 17, 2026
Property Address	21 MORNINGSIDE PL, WANAQUE, NJ 07465-1514
Document Number	0000024737
Book / Page	20042 / 27
Instrument Date	Jul 8, 2026
Instrument	202624737
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MORNINGSIDE PL, WANAQUE, NJ 07465-1514
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024737,
Date	Jul 17, 2026
Book Page	20042/27
Instrument	202624737

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2056

Interest

Rate	6.52%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	21 MORNINGSIDE PL, WANAQUE, NJ 07465-1514
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068181
Date	Oct 29, 2021
Book Page	M17554/59
Instrument	2021068181

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	21 MORNINGSIDE PL, WANAQUE, NJ 07465-1514
Document Number	0000061100
Book / Page	014822 / 000134
Instrument Date	Dec 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 MORNINGSIDE PL WANAQUE NJ 074651514, WANAQUE, NJ 07465-1514

Mortgage

Document Number	0000061100
Date	Dec 18, 2017
Book Page	014822/000134
Instrument	61100

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 21 Morningside Pl was $11,303, up 5.3% from the year before.

Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Wanaque Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Wanaque Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,900 (-) Land $95,600 Building $153,300	$248,900 (-) Land $95,600 Building $153,300
2025	$11,303.00 (+5.29%)	$248,900 Land $95,600 Building $153,300	$248,900 Land $95,600 Building $153,300
2024	$10,735.00
2023		$248,900 Land $95,600 Building $153,300	$248,900 Land $95,600 Building $153,300
2022	$10,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Morningside Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Morningside Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: AT&T, Verizon.

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