21 Montedale Dr, Highland, IL 62249 Property Records

Madison County property record for 21 Montedale Dr, Highland, IL 62249

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,856 sqft · built 1994
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on File
Tax Bill	$6,346 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Transfer + 3 more
APN	`01-1-24-03-00-000-019`

Property Details

APN / Parcel Number

Primary APN	`01-1-24-03-00-000-019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Lean-To	Lean-To
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	21 MONTEDALE DR
City	HIGHLAND
State	IL
Zip	62249-3048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE SE
Jurisdiction	MADISON IL
Township / Civil Division	HELVETIA
Census Block Group	1
Census Block	1025
Census Tract	403603

Owner

21 Montedale Dr is owned by a company that acquired it in September 2025 and is owner-occupied.

Source: Madison County records, as of October 15, 2026

Owner of Record	2 Company Names on File
Mailing Address	3 DORSETT LN, HIGHLAND, IL 62249-3051
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Sep 2, 2025	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SERVICES ILLINOIS
Mar 27, 2023	Deed, Transfer HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BRADFORD NATL BANK GREENVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025
Deed Sale	Sep 2, 2025
Prior Sale	May 9, 2025
Deed Document Number	202524332
Prior Transfer Date	Mar 20, 2023
Prior Transfer Doc	0000007842
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	May 12, 2026
Property Address	21 MONTEDALE DR, HIGHLAND, IL 62249-3048
Document Number	0000013531
Instrument Date	Apr 30, 2026
Instrument	202613531
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 DORSETT LN, HIGHLAND, IL 62249-3051
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013531,
Date	May 12, 2026
Instrument	202613531

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 30, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MADISON IL
Recording Date	Sep 2, 2025
Property Address	21 MONTEDALE DR, HIGHLAND, IL 62249-3048
Document Number	0000024332
Map Reference	PC 52 PG 50
Instrument Date	Aug 26, 2025
Instrument	2025R24332
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 MONTEDALE DR, HIGHLAND, IL 62249-3048

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	21 MONTEDALE DR, HIGHLAND, IL 62249-3048

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	21 MONTEDALE DR, HIGHLAND, IL 62249-3048
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013375
Date	May 24, 2023
Instrument	2023R13375

Lender

Name	FARM CREDIT SERVICES ILLINOIS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Mar 27, 2023
Property Address	21 MONTEDALE DR, HIGHLAND, IL 62249-3048
Document Number	0000007842
Map Reference	DB 2353 PG 312
Instrument Date	Mar 20, 2023
Instrument	2023R07842
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount on Record
Tax	$405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 GALAXY DR, LEBANON, IL 62254-2725

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	21 MONTEDALE DR, HIGHLAND, IL 62249-3048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013945
Date	May 1, 2020
Instrument	2020R13945

Lender

Name	BRADFORD NATL BANK GREENVILLE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 21 Montedale Dr was $6,346 with a homeowner's exemption, up 6.7% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Helvetia Township
Unified School District	Highland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,346.00 (+6.66%) Homeowner's exemption	$110,280 (+6.08%) Land $11,460 Building $98,820	$330,840 (+6.08%) Land $34,380 Building $296,460
2024	$5,950.00	$103,960 Land $10,800 Building $93,160	$311,880 Land $32,400 Building $279,480
2022	$5,111.00	$86,900 Land $9,030 Building $77,870	$260,961 Land $27,117 Building $233,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 21 Montedale Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Montedale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND serves 10,674 people · EPA ID IL1190550
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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