21 Monroe Ave, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 21 Monroe Ave, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,808 sqft · built 1922
Lot Size	0.122 acres (5,300 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jul 2018)
Tax Bill	$5,437 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Nov 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`24-027-00013`

Property Details

APN / Parcel Number

Primary APN	`24-027-00013`
Alternative APN	`WORC M:24 B:027 L:00013`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,808 sqft Living Area
Gross Area	3,271 sqft
1st Floor Area	925 sqft
Basement Area	953 sqft
Unfinished Basement	913 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,300 sqft (0.122 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	24-027-00013
Street Address	21 MONROE AVE
City	WORCESTER
State	MA
Zip	01602-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Subdivision	LAND CALLED NEWTON SQUARE BLDG
Legal Block	27
Legal Lot Number	13
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2005
Census Tract	730901

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 MONROE AVE, WORCESTER, MA 01602-2640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Nov 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WINTRUST MORTGAGE
Nov 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WINTRUST MORTGAGE
Apr 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WINTRUST MORTGAGE
Feb 28, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Jul 17, 2018	Quit Claim Deed, Transfer · FHA Mortgage WINTRUST MTG CORP
Jan 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Deed Book / Page	59110 / 193
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	21 MONROE AVE, WORCESTER, MA 01602-2640
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073323-277
Date	Mar 17, 2026
Book Page	73323/277
Instrument	20195

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	21 MONROE AVE, WORCESTER, MA 01602-2640
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066619-182
Date	Nov 26, 2021
Book Page	66619/182
Instrument	165812

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	21 MONROE AVE, WORCESTER, MA 01602-2640
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66619-182
Date	Nov 26, 2021
Book Page	66619/182
Instrument	165812

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	21 MONROE AVE, WORCESTER, MA 01602-2640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60313-244
Date	Apr 25, 2019
Book Page	60313/244
Instrument	36122

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	21 MONROE AVE, WORCESTER, MA 01602-2640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61964-374
Date	Feb 28, 2020
Book Page	61964/374
Instrument	21112

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 17, 2018
Property Address	21 MONROE AVE, WORCESTER, MA 01602-2640
Document Number	59110-193
Book / Page	59110 / 193
Instrument	72460
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$41.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MONROE AVE, WORCESTER, MA 01602-2640

Mortgage

Document Number	591100197
Date	Jul 17, 2018
Instrument	59110/0197

Lender

Name	WINTRUST MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 9, 2018
Property Address	21 MONROE AVE, WORCESTER, MA 01602-2640
Document Number	58298-345
Book / Page	058298 / 000345
Instrument Date	Dec 13, 2017
Instrument	2566
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	21 MONROE AVE WORCESTER MA 016022640, WORCESTER, MA 01602-2640

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,437.00 (+2.74%)	$409,400 (+2.04%) Land $105,900 Building $303,500	$483,905 (+1.45%)
2025	$5,292.00 (+8.51%)	$401,200 (+17.97%) Land $100,900 Building $300,300	$476,995 (+7.84%)
2024			$442,320
2023	$4,877.00	$340,100 Land $87,700 Building $252,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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