Westerly Town property record for 21 Miner St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 864 sqft · built 1985 |
| Lot Size | 0.247 acres (10,766 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,100 (Apr 2017) |
| Tax Bill | $2,770 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:17 B:68 |
| Primary APN | WEST M:17 B:68 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 2,026 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,766 sqft (0.247 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3195070 |
|---|---|
| Street Address | 21 MINER ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 68 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 50901 |
21 Miner St is owned and occupied by an individual who bought it in April 2017.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 MINER ST, WESTERLY, RI 02891-1294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIME BK |
| Apr 18, 2017 | Warranty Deed, Transfer · FHA Mortgage SEACOAST MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2017 · Amount on File |
| Deed Sale | Apr 18, 2017 · Amount on File |
| Prior Sale | Apr 29, 2015 · Amount on File |
| Deed Document Number | 20171499 |
| Deed Book / Page | 2017 / 5957 |
| Transfer Doc | 2016-2353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 21 MINER ST, WESTERLY, RI 02891-1294 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02025-9127 |
|---|---|
| Date | Jul 2, 2025 |
| Book Page | 2025/9127 |
| Instrument | 2025-2148 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 21 MINER ST, WESTERLY, RI 02891-1294 |
| Document Number | 2020-844 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 21 MINER ST WESTERLY RI 028911294, WESTERLY, RI 02891-1294 |
| Document Number | 2020-844 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 002020/020844 |
| Instrument | 4732 |
| Name | DIME BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 18, 2017 |
| Property Address | 21 MINER ST, WESTERLY, RI 02891-1294 |
| Document Number | 2017-5957 |
| Book / Page | 2017 / 5957 |
| Instrument | 1499 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.26 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 20175959 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 02017/5959 |
| Name | SEACOAST MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 18, 2047 |
The 2025 property tax bill for 21 Miner St was $2,770.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,770.00 | $356,100 Land $148,700 Building $207,400 | $429,585 |
| 2023 | $2,509.00 (+0.6%) | $246,900 (-) Land $106,200 Building $140,700 | |
| 2022 | $2,494.00 | $246,900 Land $106,200 Building $140,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Miner St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1978–2010) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Miner St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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