21 Middle St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 21 Middle St, Georgetown, MA 01833

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,257 sqft · built 1800
Lot Size0.186 acres (8,100 sqft)
OwnerIndividual Name on Record
Last Sale$395,000 (Feb 2019)
Tax Bill$6,897 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Oct 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNGEOR M:0011A B:00000 L:00042

Property Details

APN / Parcel Number

Primary APNGEOR M:0011A B:00000 L:00042

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,257 sqft Living Area
Gross Area3,816 sqft

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,100 sqft (0.186 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address21 MIDDLE ST
CityGEORGETOWN
StateMA
Zip01833-2045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number42
JurisdictionGEORGETOWN MA
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2005
Census Tract265101

Owner

Source: Essex County and Georgetown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21 MIDDLE ST, GEORGETOWN, MA 01833-2045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2022Deed of Trust, Mortgage · Line of Credit
MERRIMACK VALLEY FCU
Oct 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Oct 28, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 14, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2019 · Amount on Record
Deed SaleFeb 14, 2019 · Amount on Record
Prior SaleMay 24, 2013 · Amount on Record
Deed Book / Page37329 / 368
Transfer Doc3085000232
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN MA
Property Address21 MIDDLE ST, GEORGETOWN, MA 01833-2045
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040979-352
DateJun 3, 2022
Book Page40979/352
Instrument20220603004000
Lender
NameMERRIMACK VALLEY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN MA
Property Address21 MIDDLE ST, GEORGETOWN, MA 01833-2045
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39047-27
DateOct 13, 2020
Book Page39047/27
Instrument20201013003960
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueNov 1, 2045

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN MA
Property Address21 MIDDLE ST, GEORGETOWN, MA 01833-2045
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37972-95
DateOct 28, 2019
Book Page37972/95
Instrument20191028001840
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueNov 1, 2044

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGEORGETOWN MA
Recording DateFeb 14, 2019
Property Address21 MIDDLE ST, GEORGETOWN, MA 01833-2045
Document Number37329-368
Book / Page37329 / 368
Instrument DateFeb 7, 2019
Instrument20190214002860
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 MIDDLE ST, GEORGETOWN, MA 01833-2045

Mortgage

Document Number190214002870
DateFeb 14, 2019
Instrument190214002870
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionGeorgetown Town
Unified School DistrictGeorgetown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,897.00 (-2.87%)$623,600 (+10.22%) Land $210,900 Building $412,700$532,285
2024$7,101.00 (+16.64%)$565,800 (+20.64%) Land $145,400 Building $420,400
2023$6,088.00$469,000 Land $145,400 Building $323,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN WATER DEPARTMENT
serves 8,766 people · EPA ID MA3105000
Water SourceGroundwater
Last State InspectionSep 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2025
Total trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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