21 Michigan Dr, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 21 Michigan Dr, Sinking Spring, PA 19608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,025 sqft · built 2001
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$339,000 (Sep 2024)
Tax Bill$2,241 (2026)
Deeds & MortgagesNov 2021 Line of Credit
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN4386-13-03-4084

Property Details

APN / Parcel Number

Primary APN4386-13-03-4084
Alternative APNs
  • 79-4386-13-03-4084
  • 79000341
  • 000341

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,025 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Lot Area7,841 sqft (0.18 acres)
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number79000341
Street Address21 MICHIGAN DR
CityREADING
StatePA
Zip19608-1361
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCOLUMBIA COURT PH I
Legal Block03
Legal Lot Number21
JurisdictionBERKS PA
Township / Civil DivisionSINKING SPRING
Census Block Group3
Census Block3005
Census Tract10902

Owner

21 Michigan Dr is owned and occupied by two individuals who bought it in September 2024.

Source: Berks County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address21 MICHIGAN DR, READING, PA 19608-1361
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2021Deed of Trust, Mortgage · Line of Credit
RIVERFRONT FCU
Apr 15, 2019Deed of Trust, Mortgage · Stand-Alone First Mortgage
RIVERFRONT FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2024 · Amount on File
Deed SaleSep 24, 2024 · Amount on File
Prior SaleJun 18, 2001 · Amount on File
Deed Document Number202428764
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address21 MICHIGAN DR, SINKING SPRING, PA 19608-1361
Transaction TypeMortgage
Record UpdatedNov 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055254
DateNov 4, 2021
Instrument2021055254
Lender
NameRIVERFRONT FCU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeLine of Credit
AmountAmount on Record
Term179 Months
DueOct 25, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address21 MICHIGAN DR, SINKING SPRING, PA 19608-1361
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011260
DateApr 15, 2019
Instrument2019011260
Lender
NameRIVERFRONT FCU
TypeCredit Union
AddressREADING, PA 19602
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term36 Months
DueApr 15, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 21 Michigan Dr was $2,241.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalitySinking Spring Borough
Unified School DistrictWilson School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,241.00$121,900 Land $34,000 Building $87,900$34,000 Land $34,000
2024$2,089.00$121,900 Land $34,000 Building $87,900
1994$121,900 Land $34,000 Building $87,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21 Michigan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Michigan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAW PENN DISTRICT
private · serves 28,508 people · EPA ID PA3060069
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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