21 Michael Ct, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 21 Michael Ct, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,879 sqft · built 1990
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on File
Tax Bill	$15,495 (2024)
Flood Zone	Zone X (minimal risk)
APN	`372200 11.20-1-17`

Property Details

APN / Parcel Number

Primary APN	`372200 11.20-1-17`
Alternative APN	`220001102000010170000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,879 sqft Living Area
Gross Area	3,448 sqft
1st Floor Area	1,664 sqft
Upper Floors Area	1,215 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	80,150 sqft (1.84 acres)
Lot Dimensions	245 ft deep x 290 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Patio Area	660 sqft
Shed	1 Shed
Shed Area	190 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	21 MICHAEL CT
City	CARMEL
State	NY
Zip	10512-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Block	1
Legal Lot Number	17.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	3
Census Block	3000
Census Tract	10500

Owner

21 Michael Ct is owned and occupied by an individual.

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	21 MICHAEL CT, CARMEL, NY 10512-4022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$580,000 Land $116,000 Building $464,000	$580,000 Land $116,000 Building $464,000
2024	$15,495.00
2023		$366,100 (-) Land $37,200 Building $328,900	$532,122 (+21.66%) Land $54,070 Building $478,052
2022		$366,100 Land $37,200 Building $328,900	$437,395 Land $44,444 Building $392,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Michael Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Michael Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35