21 Memory Ln, Fredericksburg, VA 22406 Property Records

Stafford County property record for 21 Memory Ln, Fredericksburg, VA 22406

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,956 sqft · built 1988
Lot Size6.12 acres (266,892 sqft)
Owner2 Owner Names on Record
Last Sale$520,100 (Jul 2005)
Tax Bill$5,374 (2025)
Flood ZoneZone X (minimal risk)
APN43-51F

Property Details

APN / Parcel Number

Primary APN43-51F
Alternative APNs
  • 043 51F
  • 25321

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,956 sqft Living Area
Basement Area2,916 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area266,892 sqft (6.12 acres)
Garage TypeAttached
Garage Area750 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area396 sqft
Deck Area486 sqft
Patio Area486 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number25321
Old Parcel Number043 51F
Street Address21 MEMORY LN
CityFREDERICKSBURG
StateVA
Zip22406-5325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1- AG MIN 3AC
Legal DescriptionLOT 2A 6.127 AC
Legal SubdivisionGARY W & CAROLYN P PAYNE
Legal Lot Number2A
JurisdictionSTAFFORD VA
Township / Civil DivisionHARTWOOD
Census Block Group1
Census Block1035
Census Tract10308

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address21 MEMORY LN, FREDERICKSBURG, VA 22406-5325
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2005 · Amount on Record
Deed SaleJul 21, 2005 · Amount on Record
Deed Document Number050027435
Last Transfer DateDec 29, 2006
Transfer Doc060040209
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,374.00 (+5.23%)$573,800 (+6.16%) Land $155,000 Building $418,800$573,800 (+6.16%) Land $155,000 Building $418,800
2023$5,107.00 (+16.41%)$540,500 Land $135,000 Building $405,500$540,500 Land $135,000 Building $405,500
2021$4,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Memory Ln

Nearby Streets

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