21 Meadowlark Dr, Tryon, NC 28782 Property Records

Polk County property record for 21 Meadowlark Dr, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1974
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on Record
Tax Bill	$2,073 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P35-180`

Property Details

APN / Parcel Number

Primary APN	`P35-180`
Alternative APN	`1531`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,660 sqft Finished Area
Basement Area	1,245 sqft
Unfinished Basement	1,245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,124 sqft (0.99 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Location & Zoning

Account Number	1531
Street Address	21 MEADOWLARK DR
City	TRYON
State	NC
Zip	28782-4588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	LOT 11, 0M09 MEADOWLARK ACRES
Legal Subdivision	MEADOWLARK ACRES
Legal Lot Number	11
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1014
Census Tract	920303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 MEADOWLARK DR, TRYON, NC 28782-4588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2001
Deed Sale	Apr 2, 2001
Prior Sale	Dec 31, 1997
Deed Book / Page	270 / 1401
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	21 MEADOWLARK DR, TRYON, NC 28782-4588
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MEADOWLARK DR, TRYON, NC 28782-4588

Mortgage

Document Number	00472/2230
Date	Sep 12, 2022
Book Page	472/2230

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	21 MEADOWLARK DR, TRYON, NC 28782-4588
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	458/1514
Date	Apr 21, 2021
Book Page	458/1514

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,073.00 (+3.55%)	$353,414 (-) Land $49,500 Building $303,914	$353,414 (-) Land $49,500 Building $303,914
2025	$2,002.00 (+19.95%)	$353,414 (+46.4%) Land $49,500 Building $303,914	$353,414 (+46.4%) Land $49,500 Building $303,914
2023	$1,669.00	$241,409 Land $39,600 Building $201,809
2021			$241,409 Land $39,600 Building $201,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	19 (1978–2024)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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