21 McGregory Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 21 McGregory Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,599 sqft · built 1955
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Apr 2025)
Tax Bill	$7,632 (2026)
Deeds & Mortgages	Jul 2023 Refinance Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`434-03531-021`

Property Details

APN / Parcel Number

Primary APN	`434-03531-021`
Alternative APNs	`STUR M:434 B:000 L:3531-021` `M:434 B:000 L:3531=021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,599 sqft Living Area
Gross Area	5,795 sqft
Basement Area	1,443 sqft
Unfinished Basement	1,443 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	434-03531-021
Street Address	21 MCGREGORY RD
City	STURBRIDGE
State	MA
Zip	01566-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	3531-21
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2007
Census Tract	758104

Owner

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 MCGREGORY RD, STURBRIDGE, MA 01566-1525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
Apr 30, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNIBANK FOR SAVINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Deed Book / Page	71926 / 372
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	21 MCGREGORY RD, STURBRIDGE, MA 01566-1525
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069347-317
Date	Jul 6, 2023
Book Page	69347/317
Instrument	53553

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2048

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Apr 30, 2025
Property Address	21 MCGREGORY RD, STURBRIDGE, MA 01566-1525
Document Number	071926-372
Book / Page	71926 / 372
Instrument Date	Apr 30, 2025
Instrument	33770
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 MCGREGORY RD, STURBRIDGE, MA 01566-1525

Mortgage

Document Number	0000033771
Date	Apr 30, 2025
Instrument	33771

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,632.00 (+6.06%)	$489,200 (+8.3%) Land $108,100 Building $381,100	$499,843 (-9.14%)
2025	$7,196.00 (+3.97%)	$451,700 (+7.62%) Land $103,900 Building $347,800	$550,145 (+32.46%)
2024	$6,921.00 (+5.92%)	$419,700 (+16.07%) Land $102,000 Building $317,700	$415,340
2023	$6,534.00	$361,600 Land $89,100 Building $272,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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