21 Maple St, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 21 Maple St, Worcester, NY 12197 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Jan 2021)
Tax Bill	$4,788 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`366600 199.18-1-28.00`

Property Details

APN / Parcel Number

Primary APN	`366600 199.18-1-28.00`
Alternative APNs	`660019901800010280000000` `480236802`

Exterior

Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	40 ft deep x 185 ft wide

Location & Zoning

Account Number	480236802
Street Address	21 MAPLE ST
City	WORCESTER
State	NY
Zip	12197-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	OTSEGO NY
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3008
Census Tract	590702

Owner

Source: Otsego County and Worcester Town records · APN 366600 199.18-1-28.00

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	469 MAIN ST, 1, ONEONTA, NY 13820-2040
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2021 · Amount on Record
Deed Sale	Jan 04, 2021 · Amount on Record
Deed Document Number	20212021-001
Prior Transfer Date	Nov 21, 2006
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	21 MAPLE ST, WORCESTER, NY 12197
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000002
Date	Jan 04, 2021
Instrument	2021-002

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Otsego County and Worcester Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Worcester Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,788.00	$80,900 (-) Land $8,600 Building $72,300	$196,837 (+11.92%) Land $20,925 Building $175,912
2023		$80,900 Land $8,600 Building $72,300	$175,870 Land $18,696 Building $157,174

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.