21 Main St, Schenevus, NY 12155 Property Records

Otsego County and Maryland Town property record for 21 Main St, Schenevus, NY 12155 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1910
Square Footage	2,450 sqft Living Area
Lot Size	36,155 sqft (0.83 acres)
Garage	Detached, 1,328 sqft
Occupancy	Owner Occupied
Last Sale	$160,000 (2025)

Property Details

APN / Parcel Number

Primary APN	`363600 230.19-1-8.00`
Alternative APNs	`360023001900010080000000` `054350`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,450 sqft Living Area
1st Floor	1,658 sqft 1st Floor
2nd Floor	792 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	36,155 sqft (0.83 acres)
Lot Width	136 ft Width
Parking Spaces	5 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,328 sqft Garage
Porch Area	454 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	054350
Street Address	21 MAIN ST
City	SCHENEVUS
State	NY
Zip	12155-2028
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	985 0 0
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	OTSEGO NY
Minor Civil Division	MARYLAND
Census Blockgroup	1
Census Block	1047
Census Tract	590701

Owner

Source: Otsego County and Maryland Town records · APN 363600 230.19-1-8.00

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	116 LINCOLN RD, COPAKE, NY 12516-1022
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 08, 2025 · Amount on Record
Deed Sale	Oct 08, 2025 · Amount on Record
Deed Doc Number	20253971
Record Refreshed	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Oct 08, 2025
Property Address	21 MAIN ST, SCHENEVUS, NY 12155-2028
Document Number	0000000971
Instrument Date	Sep 12, 2025
Instrument	2025-3971
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 LINCOLN RD, COPAKE, NY 12516-1022

Mortgage

Document Number	0000000972
Date	Oct 08, 2025
Instrument	2025-3972

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Otsego County and Maryland Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Maryland Town
Unified School District	Schenevus Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,300 (-) Land $13,000 Building $135,300	$209,256 (+10.06%) Land $18,343 Building $190,913
2024	Homeowner's exemption Senior Citizen's exemption	$148,300 (-) Land $13,000 Building $135,300	$190,128 (+7.69%) Land $16,667 Building $173,461
2023		$148,300 Land $13,000 Building $135,300	$176,548 Land $15,476 Building $161,072

Flood & Wildfire

21 Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.