21 Main St, Russell, MA 01071 Property Records

Hampden County and Russell Town property record for 21 Main St, Russell, MA 01071

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,042 sqft · built 1855
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Jul 2021)
Tax Bill	$5,812 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2021 Foreclosure + 1 more
Flood Zone	Zone AE (high risk)
APN	`RUSS M:0015 B:0007 L:0022`

Property Details

APN / Parcel Number

Primary APN	`RUSS M:0015 B:0007 L:0022`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,042 sqft Living Area
Gross Area	4,916 sqft

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	21 MAIN ST
City	RUSSELL
State	MA
Zip	01071-9682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	22
Jurisdiction	RUSSELL MA
Township / Civil Division	RUSSELL
Census Block Group	2
Census Block	2008
Census Tract	813002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Russell Center Historic District listed 1996 · 39 contributing resources · NRIS 96001524

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

21 Main St is owned and occupied by an individual who bought it in July 2021.

Source: Hampden County and Russell Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	21 MAIN ST, RUSSELL, MA 01071-9682
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Quit Claim Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Jan 26, 2021	Foreclosure
Jul 25, 2017	Quit Claim Deed, Transfer · Conventional Mortgage TOP FLITE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Jan 26, 2021 · Amount on File
Deed Book / Page	24026 / 321
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUSSELL MA
Recording Date	Jul 28, 2021
Property Address	21 MAIN ST, RUSSELL, MA 01071-9682
Document Number	024026-321
Book / Page	24026 / 321
Instrument Date	Jul 28, 2021
Instrument	52514
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MAIN ST, RUSSELL, MA 01071-9682

Mortgage

Document Number	0000052515
Date	Jul 28, 2021
Instrument	52515

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	RUSSELL MA
Recording Date	Jan 26, 2021
Property Address	21 MAIN ST, RUSSELL, MA 01071-9682
Document Number	023673-436
Book / Page	23673 / 436
Instrument Date	Dec 19, 2019
Instrument	5813
Transaction Type	Foreclosure
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8200 JONES BRANCH DR, MCLEAN, VA 22102-3107

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUSSELL MA
Recording Date	Jul 25, 2017
Property Address	21 MAIN ST, RUSSELL, MA 01071-9682
Document Number	21779-285
Book / Page	021779 / 000285
Instrument Date	Jul 10, 2017
Instrument	41960
Transaction Type	Transfer
Record Updated	May 5, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$985.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BRENDA DR WESTFIELD MA 010854601, WESTFIELD, MA 01085-4601

Mortgage

Document Number	21779-288
Date	Jul 25, 2017
Book Page	021779/000288
Instrument	41961

Lender

Name	TOP FLITE FIN'L
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 21 Main St was $5,812, up 6.6% from the year before.

Source: Hampden County and Russell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Russell Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,812.00 (+6.64%)	$317,600 (-) Land $74,700 Building $242,900	$368,885 (-1.25%)
2024	$5,450.00 (+6.82%)	$317,600 (+15.79%) Land $74,700 Building $242,900	$373,540
2023	$5,102.00	$274,300 Land $74,700 Building $199,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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