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21 Main St, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 21 Main St, Gray, ME 04039

Property Summary

Property TypeTriplex
Details6 bd · 3.5 ba · 3,368 sqft · built 1876
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Last Sale$362,200 (Feb 2021)
Tax Bill$4,880 (2025)
Deeds & MortgagesMar 2017 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNU02056000000

Property Details

APN / Parcel Number

Primary APNU02056000000
Alternative APNs
  • GRAY M:035 B:402 L:056-000
  • 4349

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Units3 Units
Stories2 Stories
Building Area3,368 sqft Living Area

Exterior

Year BuiltBuilt 1876
Effective Year BuiltEffective 2025
Architectural StyleColonial
Exterior MaterialCombination
Construction TypeBrick
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number4349
Street Address21 MAIN ST
CityGRAY
StateME
Zip04039-9531
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeVILLAG
Legal Block402
Legal Lot Number56-0
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group2
Census Block2005
Census Tract4702

Owner

Source: Cumberland County and Gray Town records · APN U02056000000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21 MAIN ST, GRAY, ME 04039-9531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2017Deed of Trust, Mortgage
NORWAY SAVINGS BANK
Feb 22, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2021 · Amount on Record
Deed SaleFeb 22, 2021 · Amount on Record
Prior SaleMar 16, 2016
Deed Book / Page37839 / 153
Transfer Doc0323880071
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address21 MAIN ST, GRAY, ME 04039-9531
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0338840026
DateMar 16, 2017
Book Page33884/0026
Instrument000000012161
Lender
NameNORWAY SAVINGS BANK
Agreement
AmountAmount Recorded

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRAY ME
Recording DateFeb 22, 2021
Property Address21 MAIN ST, GRAY, ME 04039-9531
Document Number0378390153
Book / Page37839 / 153
Instrument DateFeb 19, 2021
Instrument12327
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address94 PARK AVE, PORTLAND, ME 04101-2224

Mortgage

Document Number0000012328
DateFeb 22, 2021
Instrument12328
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gray Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,880.00 (-3.46%)$504,100 (+51.38%) Land $99,000 Building $405,100
2023$5,055.00 (+8.83%)$333,000 (-) Land $90,100 Building $242,900
2022$4,645.00$333,000 Land $90,100 Building $242,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), as of June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050047022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50

May also be available: Verizon.

Based on FCC filings for 103 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system ME0090620, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGRAY WATER DISTRICT
serves 2,468 people
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2024
Treatment and ProcedureColiform assessment
Nov 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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