21 Main Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 21 Main Rd, Phippsburg, ME 04562

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 972 sqft · built 1910
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Tax Bill$3,368 (2025)
Deeds & MortgagesMay 2022 Refinance
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNPHIP M:001 L:001

Property Details

APN / Parcel Number

Primary APNPHIP M:001 L:001
Alternative APN
  • 1823

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area972 sqft Living Area
1st Floor Area972 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area19,166 sqft (0.44 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number1823
Street Address21 MAIN RD
CityPHIPPSBURG
StateME
Zip04562-4132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSEASON
Legal Lot Number1
JurisdictionPHIPPSBURG ME
Township / Civil DivisionPHIPPSBURG
Census Block Group1
Census Block1000
Census Tract970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21 MAIN RD, PHIPPSBURG, ME 04562-4132
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 24, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
NORWAY SAVINGS BANK
May 15, 2020Deed of Trust, Mortgage
NORWAY SVGS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHIPPSBURG ME
Property Address21 MAIN RD, PHIPPSBURG, ME 04562-4132
Transaction TypeMortgage
Record UpdatedJun 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003564
DateMay 24, 2022
Instrument2022R-03564
Lender
NameNORWAY SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHIPPSBURG ME
Property Address21 MAIN RD, PHIPPSBURG, ME 04562-4132
Document Number0000003347
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 MAIN RD PHIPPSBURG ME 045624132, PHIPPSBURG, ME 04562-4132

Mortgage

Document Number0000003347
DateMay 20, 2020
Instrument3347
Lender
NameNORWAY SVGS BK
TypeFederal Savings Bank
AddressNORWAY, ME 04268
Agreement
AmountAmount Recorded
Term180 Months
DueMay 19, 2035

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionPhippsburg Town
Unified School DistrictRegional School Unit 01 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,368.00 (+4.86%)$272,700 (-) Land $109,600 Building $163,100
2024$3,212.00 (+2.95%)$272,700 (-) Land $109,600 Building $163,100
2023$3,120.00 (+13.04%)$272,700 (-) Land $109,600 Building $163,100
2022$2,760.00$272,700 Land $109,600 Building $163,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims8 (2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Consolidated Communications
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: GoNetspeed.

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